Employees: NN (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2012-09-01 (13 years)Status: ActiveBusiness sector: Conseil pour les affaires et autres conseils de gestionLocation: PARIS (75006), Paris
CARMIN FINANCE : revenue, balance sheet and financial ratios
CARMIN FINANCE is a French company
founded 13 years ago,
specialized in the sector Conseil pour les affaires et autres conseils de gestion.
Based in PARIS (75006),
this company of category PME
shows in 2020 a revenue of 1.9 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - CARMIN FINANCE (SIREN 753299981)
Indicator
2023
2022
2021
2020
2018
2017
2016
2015
2014
Revenue
N/C
N/C
N/C
1 930 047 €
N/C
N/C
N/C
1 675 801 €
554 990 €
Net income
326 €
1 248 €
233 €
3 274 €
1 828 €
553 €
11 224 €
5 030 €
65 129 €
EBITDA
N/C
N/C
N/C
199 853 €
N/C
N/C
N/C
27 509 €
58 151 €
Net margin
N/C
N/C
N/C
0.2%
N/C
N/C
N/C
0.3%
11.7%
Revenue and income statement
In 2023, CARMIN FINANCE generates positive net income of 326 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2014-2023: 65 k€ -> 326 €.
Net income (2023)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
326 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 74%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2023)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
74.087%
Financial autonomy (2023)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
12.259%
Asset age ratio (2023)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2014
2015
2016
2017
2018
2020
2021
2022
2023
Debt ratio
40.677
40.095
38.058
38.547
43.192
105.788
187.47
95.742
74.087
Financial autonomy
31.705
16.896
8.891
9.418
7.05
10.709
12.475
10.24
12.259
Repayment capacity
1.988
6.378
None
None
None
0.949
None
None
None
Cash flow / Revenue
5.91%
0.62%
None%
None%
None%
10.58%
None%
None%
None%
Sector positioning
Debt ratio
74.092023
2021
2022
2023
Q1: 0.0
Med: 4.57
Q3: 46.63
Average
In 2023, the debt ratio of CARMIN FINANCE (74.09) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
12.26%2023
2021
2022
2023
Q1: 4.34%
Med: 38.51%
Q3: 74.89%
Average
In 2023, the financial autonomy of CARMIN FINANCE (12.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 115.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2023)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
115.059
Liquidity indicators evolution CARMIN FINANCE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2014
2015
2016
2017
2018
2020
2021
2022
2023
Liquidity ratio
161.645
115.875
106.071
110.055
105.076
118.567
141.861
115.535
115.059
Interest coverage
0.776
3.977
None
None
None
1.367
None
None
None
Sector positioning
Liquidity ratio
115.062023
2021
2022
2023
Q1: 139.84
Med: 306.31
Q3: 899.92
Average
In 2023, the liquidity ratio of CARMIN FINANCE (115.06) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2023)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2023)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2023)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2023)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution CARMIN FINANCE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2014
2015
2016
2017
2018
2020
2021
2022
2023
Operating WCR
173 146 €
602 601 €
0 €
0 €
0 €
1 023 311 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
110
90
0
0
0
271
0
0
0
Supplier payment term (days)
132
117
0
0
0
154
0
0
0
Positioning of CARMIN FINANCE in its sector
Comparison with sector Conseil pour les affaires et autres conseils de gestion
Valuation estimate
Based on 66 transactions of similar company sales
in 2023,
the value of CARMIN FINANCE is estimated at
2 263 €
(range 1 118€ - 5 844€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2023
66 tx
1k€2k€5k€
2 263 €Range: 1 118€ - 5 844€
NAF 5 année 2023
Valuation method used
Net Income Multiple
326 €
×
6.9x
=2 263 €
Range: 1 119€ - 5 844€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 66 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Conseil pour les affaires et autres conseils de gestion)
Compare CARMIN FINANCE with other companies in the same sector:
Yes, CARMIN FINANCE generated a net profit of 326€ in 2023.
Where is the headquarters of CARMIN FINANCE ?
The headquarters of CARMIN FINANCE is located in PARIS (75006), in the department Paris.
Where to find the tax return of CARMIN FINANCE ?
The tax return of CARMIN FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does CARMIN FINANCE operate?
CARMIN FINANCE operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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