SIREN : 814280954
CARMEL is a French company founded 10 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in LA BAULE-ESCOUBLAC (44500), this company of category PME shows in 2024 a revenue of 24 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 23 776 € | 43 165 € | 27 963 € | 25 344 € | 24 453 € | N/C | N/C | N/C |
| Net income | 526 € | 323 695 € | -54 862 € | -15 662 € | 14 720 € | 77 540 € | 35 497 € | -149 € |
| EBITDA | -58 066 € | -44 860 € | -76 518 € | -90 012 € | -22 337 € | -3 760 € | -5 893 € | -125 € |
| Net margin | 2.2% | 749.9% | -196.2% | -61.8% | 60.2% | N/C | N/C | N/C |
In 2024, CARMEL achieves revenue of 24 k€. Activity remains stable over the period (CAGR: -0.6%). Significant drop of -45% vs 2023. After deducting consumption (0 €), gross margin stands at 24 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -58 k€, representing -244.2% of revenue. Warning negative scissor effect: despite revenue change (-45%), EBITDA varies by -29%, reducing margin by 140.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 526 €, i.e. 2.2% of revenue. This profit can be retained or distributed to shareholders.
23 776 €
23 776 €
-58 066 €
-58 912 €
526 €
-244.2%
The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 133.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
26.495%
76.893%
133.622%
6.728
34.6%
In 2024, the debt ratio of CARMEL (26.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CARMEL (76.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of CARMEL (6.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1319.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1319.201
-137.056
In 2024, the liquidity ratio of CARMEL (1319.20) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of CARMEL (-137.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1226 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 11 days. The gap of 1215 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 4953 days of revenue, i.e. 327 k€ to permanently finance.
327 107 €
1226 j
11 j
0 j
4953 j
Based on 69 transactions of similar company sales
in 2024,
the value of CARMEL is estimated at
10 856 €
(range 6 020€ - 14 041€).
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CARMEL with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of CARMEL in 2024 is 24 k€.
Yes, CARMEL generated a net profit of 526€ in 2024.
The headquarters of CARMEL is located in LA BAULE-ESCOUBLAC (44500), in the department Loire-Atlantique.
The tax return of CARMEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CARMEL operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.