SIREN : 487731424
CARE FINANCE HOLDING is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in BEZIERS (34500), this company of category PME shows in 2022 a revenue of 500 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2015 |
|---|---|---|---|---|---|---|---|
| Revenue | 500 000 € | N/C | N/C | 200 000 € | 200 000 € | 200 000 € | 178 000 € |
| Net income | 305 003 € | 319 102 € | 165 291 € | 201 645 € | 15 113 € | 495 253 € | 50 073 € |
| EBITDA | 169 259 € | N/C | N/C | 21 856 € | 17 120 € | 8 190 € | 12 028 € |
| Net margin | 61.0% | N/C | N/C | 100.8% | 7.6% | 247.6% | 28.1% |
In 2022, CARE FINANCE HOLDING achieves revenue of 500 k€. Over the period 2015-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +15.9%. After deducting consumption (0 €), gross margin stands at 500 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 169 k€, representing 33.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 305 k€, i.e. 61.0% of revenue. This profit can be retained or distributed to shareholders.
500 000 €
500 000 €
169 259 €
151 604 €
305 003 €
33.9%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 88%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 64.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.347%
87.921%
64.533%
0.016
85.9%
In 2022, the debt ratio of CARE FINANCE HOLDING (1.35) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of CARE FINANCE HOLDING (87.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of CARE FINANCE HOLDING (0.02) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 570.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
570.376
0.0
In 2022, the liquidity ratio of CARE FINANCE HOLDING (570.38) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of CARE FINANCE HOLDING (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 276 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 125 days. The gap of 151 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 457 days of revenue, i.e. 635 k€ to permanently finance. Over 2015-2022, WCR increased by +294%, requiring additional financing.
634 540 €
276 j
125 j
0 j
457 j
Based on 70 transactions of similar company sales
in 2022,
the value of CARE FINANCE HOLDING is estimated at
531 269 €
(range 220 921€ - 1 303 440€).
With an EBITDA of 169 259€, the sector multiple of 2.4x is applied.
The price/revenue ratio is 0.67x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CARE FINANCE HOLDING with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of CARE FINANCE HOLDING in 2022 is 500 k€.
Yes, CARE FINANCE HOLDING generated a net profit of 305 k€ in 2022.
The headquarters of CARE FINANCE HOLDING is located in BEZIERS (34500), in the department Herault.
The tax return of CARE FINANCE HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CARE FINANCE HOLDING operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.