SIREN : 433421302
CARDOSO ISOLATION is a French company founded 25 years ago, specialized in the sector Travaux de menuiserie bois et PVC. Based in CHARMENTRAY (77410), this company of category PME shows in 2025 a revenue of 450 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 450 165 € | 550 417 € | 625 807 € | 485 659 € | 574 435 € | 392 365 € | 326 122 € | 346 601 € |
| Net income | 472 € | 24 198 € | 61 467 € | 8 659 € | 27 638 € | 4 844 € | 17 646 € | 29 169 € |
| EBITDA | 5 512 € | 39 005 € | 88 257 € | 15 482 € | 38 271 € | 3 458 € | 26 086 € | 39 537 € |
| Net margin | 0.1% | 4.4% | 9.8% | 1.8% | 4.8% | 1.2% | 5.4% | 8.4% |
In 2025, CARDOSO ISOLATION achieves revenue of 450 k€. Revenue is growing positively over 8 years (CAGR: +2.9%). Significant drop of -18% vs 2024. After deducting consumption (196 k€), gross margin stands at 254 k€, i.e. a rate of 56%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 1.2% of revenue. Warning negative scissor effect: despite revenue change (-18%), EBITDA varies by -86%, reducing margin by 5.9 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 472 €, i.e. 0.1% of revenue. This profit can be retained or distributed to shareholders.
450 165 €
254 080 €
5 512 €
4 434 €
472 €
1.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 0.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.127%
84.406%
0.342%
0.17
16.6%
In 2025, the debt ratio of CARDOSO ISOLATION (0.13) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of CARDOSO ISOLATION (84.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of CARDOSO ISOLATION (0.17) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 593.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 70.4x. Operating income very largely covers interest expenses: high safety margin.
593.262
70.374
In 2025, the liquidity ratio of CARDOSO ISOLATION (593.26) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of CARDOSO ISOLATION (70.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 43 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. The company must finance 15 days of gap between collections and payments. Inventory turnover is 6 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 63 days of revenue, i.e. 78 k€ to permanently finance.
78 464 €
43 j
28 j
6 j
63 j
Indicative estimate only : the number of comparable transactions in this sector is limited (21 transactions). This range of 894€ to 3 094€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 21 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CARDOSO ISOLATION with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de menuiserie bois et PVC
The revenue of CARDOSO ISOLATION in 2025 is 450 k€.
Yes, CARDOSO ISOLATION generated a net profit of 472€ in 2025.
The headquarters of CARDOSO ISOLATION is located in CHARMENTRAY (77410), in the department Seine-et-Marne.
The tax return of CARDOSO ISOLATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CARDOSO ISOLATION operates in the sector Travaux de menuiserie bois et PVC (NAF code 43.32A). See the 'Sector positioning' section above to compare the company with its competitors.