CARDINAL AMENAGEMENT : revenue, balance sheet and financial ratios

CARDINAL AMENAGEMENT is a French company founded 13 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in LYON (69002), this company of category PME shows in 2023 a revenue of 4.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CARDINAL AMENAGEMENT (SIREN 751803438)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2015 2014
Revenue N/C 4 179 313 € 7 857 507 € 453 114 € N/C N/C N/C N/C N/C N/C
Net income 32 529 € 142 427 € 213 427 € -7 662 € -12 552 € -11 529 € 13 127 € -11 164 € -132 917 € -8 317 €
EBITDA 79 870 € 252 878 € 412 383 € -6 865 € -9 508 € -11 156 € -8 636 € -7 560 € -8 146 € -6 634 €
Net margin N/C 3.4% 2.7% -1.7% N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, CARDINAL AMENAGEMENT generates positive net income of 33 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

79 870 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

79 874 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

32 529 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2141%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 28.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2140.849%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

1.853%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

28.648

Solvency indicators evolution
CARDINAL AMENAGEMENT

Sector positioning

Debt ratio
2140.85 2024
2022
2023
2024
Q1: 0.0
Med: 10.09
Q3: 67.7
Watch

In 2024, the debt ratio of CARDINAL AMENAGEMENT (2140.85) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
1.85% 2024
2022
2023
2024
Q1: 3.13%
Med: 14.35%
Q3: 43.65%
Average

In 2024, the financial autonomy of CARDINAL AMENAGEMENT (1.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
28.65 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.18 years
Q3: 4.28 years
Watch

In 2024, the repayment capacity of CARDINAL AMENAGEMENT (28.65) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 171.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 59.3x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

171.016

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

59.279

Liquidity indicators evolution
CARDINAL AMENAGEMENT

Sector positioning

Liquidity ratio
171.02 2024
2022
2023
2024
Q1: 100.01
Med: 116.53
Q3: 409.53
Good -20 pts over 3 years

In 2024, the liquidity ratio of CARDINAL AMENAGEMENT (171.02) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
59.28x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 7.73x
Excellent

In 2024, the interest coverage of CARDINAL AMENAGEMENT (59.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1189 days. Excellent situation: suppliers finance 1189 days of the operating cycle (retail model).

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

1189 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CARDINAL AMENAGEMENT

Positioning of CARDINAL AMENAGEMENT in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of CARDINAL AMENAGEMENT is estimated at 96 402 € (range 30 987€ - 292 140€). With an EBITDA of 79 870€, the sector multiple of 1.3x is applied. This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
277 transactions
30k€ 96k€ 292k€
96 402 € Range: 30 987€ - 292 140€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
79 870 € × 1.3x
Estimation 105 929 €
36 857€ - 319 602€
Net Income Multiple 20%
32 529 € × 2.2x
Estimation 72 587 €
16 313€ - 223 488€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare CARDINAL AMENAGEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about CARDINAL AMENAGEMENT

What is the revenue of CARDINAL AMENAGEMENT ?

The revenue of CARDINAL AMENAGEMENT in 2023 is 4.2 M€.

Is CARDINAL AMENAGEMENT profitable?

Yes, CARDINAL AMENAGEMENT generated a net profit of 33 k€ in 2024.

Where is the headquarters of CARDINAL AMENAGEMENT ?

The headquarters of CARDINAL AMENAGEMENT is located in LYON (69002), in the department Rhone.

Where to find the tax return of CARDINAL AMENAGEMENT ?

The tax return of CARDINAL AMENAGEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CARDINAL AMENAGEMENT operate?

CARDINAL AMENAGEMENT operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.