SIREN : 429359524
CAPITAL BANKING SOLUTIONS is a French company founded 26 years ago, specialized in the sector Programmation informatique. Based in PARIS (75008), this company of category PME shows in 2023 a revenue of 17.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 17 759 289 € | 15 270 160 € | 14 279 416 € | 13 983 509 € | 14 650 774 € | 14 589 708 € | 13 786 813 € | 11 587 450 € |
| Net income | 400 768 € | 673 951 € | 547 937 € | 1 081 283 € | 630 565 € | 687 995 € | 670 372 € | 737 775 € |
| EBITDA | 915 971 € | 1 397 216 € | 829 526 € | 1 807 626 € | 1 054 894 € | 1 305 406 € | 1 761 955 € | 572 098 € |
| Net margin | 2.3% | 4.4% | 3.8% | 7.7% | 4.3% | 4.7% | 4.9% | 6.4% |
In 2023, CAPITAL BANKING SOLUTIONS achieves revenue of 17.8 M€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +6.3%. Vs 2022, growth of +16% (15.3 M€ -> 17.8 M€). After deducting consumption (534 k€), gross margin stands at 17.2 M€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 916 k€, representing 5.2% of revenue. Warning negative scissor effect: despite revenue change (+16%), EBITDA varies by -34%, reducing margin by 4.0 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 401 k€, i.e. 2.3% of revenue. This profit can be retained or distributed to shareholders.
17 759 289 €
17 225 706 €
915 971 €
741 831 €
400 768 €
5.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory.
0.002%
24.774%
-3.155%
0.0
8.4%
In 2023, the debt ratio of CAPITAL BANKING SOLUTIONS (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of CAPITAL BANKING SOLUTIONS (24.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of CAPITAL BANKING SOLUTIONS (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 223.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
223.62
0.017
In 2023, the liquidity ratio of CAPITAL BANKING SOLUTIONS (223.62) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of CAPITAL BANKING SOLUTIONS (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 123 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 85 days. The gap of 38 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 40 days of revenue, i.e. 2.0 M€ to permanently finance. Notable WCR improvement over the period (-53%), freeing up cash.
1 952 101 €
123 j
85 j
0 j
40 j
Based on 120 transactions of similar company sales (all years), the value of CAPITAL BANKING SOLUTIONS is estimated at 2 638 031 € (range 1 334 800€ - 6 817 113€). With an EBITDA of 915 971€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CAPITAL BANKING SOLUTIONS with other companies in the same sector:
Voir toutes les statistiques du secteur Programmation informatique
The revenue of CAPITAL BANKING SOLUTIONS in 2023 is 17.8 M€.
Yes, CAPITAL BANKING SOLUTIONS generated a net profit of 401 k€ in 2023.
The headquarters of CAPITAL BANKING SOLUTIONS is located in PARIS (75008), in the department Paris.
The tax return of CAPITAL BANKING SOLUTIONS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CAPITAL BANKING SOLUTIONS operates in the sector Programmation informatique (NAF code 62.01Z). See the 'Sector positioning' section above to compare the company with its competitors.