SIREN : 908954027
CAPFINANCES 59 is a French company founded 4 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in WASQUEHAL (59290), this company of category ETI shows in 2023 a revenue of 5.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 |
|---|---|---|
| Revenue | 4 967 015 € | 1 144 256 € |
| Net income | 1 247 906 € | 233 722 € |
| EBITDA | 1 899 855 € | 354 532 € |
| Net margin | 25.1% | 20.4% |
In 2023, CAPFINANCES 59 achieves revenue of 5.0 M€. Vs 2022, growth of +334% (1.1 M€ -> 5.0 M€). After deducting consumption (0 €), gross margin stands at 5.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.9 M€, representing 38.2% of revenue. Positive scissor effect: EBITDA margin improves by +7.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.2 M€, i.e. 25.1% of revenue. This profit can be retained or distributed to shareholders.
4 967 015 €
4 967 015 €
1 899 855 €
1 670 764 €
1 247 906 €
38.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 29.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
62.388%
29.736%
0.0
88.5%
In 2023, the debt ratio of CAPFINANCES 59 (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of CAPFINANCES 59 (62.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of CAPFINANCES 59 (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 402.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
402.634
0.0
In 2023, the liquidity ratio of CAPFINANCES 59 (402.63) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of CAPFINANCES 59 (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 47 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. The company must finance 24 days of gap between collections and payments. Overall, WCR represents 97 days of revenue, i.e. 1.3 M€ to permanently finance.
1 332 998 €
47 j
23 j
0 j
97 j
Based on 193 transactions of similar company sales (all years), the value of CAPFINANCES 59 is estimated at 3 116 278 € (range 942 890€ - 10 886 302€). With an EBITDA of 1 899 855€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CAPFINANCES 59 with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CAPFINANCES 59 in 2023 is 5.0 M€.
Yes, CAPFINANCES 59 generated a net profit of 1.2 M€ in 2023.
The headquarters of CAPFINANCES 59 is located in WASQUEHAL (59290), in the department Nord.
The tax return of CAPFINANCES 59 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CAPFINANCES 59 operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.