SIREN : 480955673
CAP PATRIMOINES is a French company founded 21 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LA ROCHELLE (17000), this company of category PME shows in 2024 a revenue of 708 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 708 333 € | N/C | N/C |
| Net income | 4 633 110 € | 89 284 € | 63 835 € |
| EBITDA | 647 721 € | -9 126 € | -10 199 € |
| Net margin | 654.1% | N/C | N/C |
In 2024, CAP PATRIMOINES achieves revenue of 708 k€. After deducting consumption (0 €), gross margin stands at 708 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 648 k€, representing 91.4% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4.6 M€, i.e. 654.1% of revenue. This profit can be retained or distributed to shareholders.
708 333 €
708 333 €
647 721 €
647 987 €
4 633 110 €
91.4%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 654.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2.432%
89.791%
653.954%
0.03
In 2024, the debt ratio of CAP PATRIMOINES (2.43) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of CAP PATRIMOINES (89.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of CAP PATRIMOINES (0.03) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 756.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 188.2x. Operating income very largely covers interest expenses: high safety margin.
756.475
188.233
In 2024, the liquidity ratio of CAP PATRIMOINES (756.48) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of CAP PATRIMOINES (188.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 16 days. Favorable situation: supplier credit is longer than customer credit by 16 days. Overall, WCR represents 33 days of revenue, i.e. 65 k€ to permanently finance.
64 876 €
0 j
16 j
0 j
33 j
Based on 193 transactions of similar company sales (all years), the value of CAP PATRIMOINES is estimated at 2 465 832 € (range 1 041 662€ - 10 904 897€). With an EBITDA of 647 721€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CAP PATRIMOINES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CAP PATRIMOINES in 2024 is 708 k€.
Yes, CAP PATRIMOINES generated a net profit of 4.6 M€ in 2024.
The headquarters of CAP PATRIMOINES is located in LA ROCHELLE (17000), in the department Charente-Maritime.
The tax return of CAP PATRIMOINES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CAP PATRIMOINES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.