SIREN : 477914212
CAP FINANCE is a French company founded 21 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in MARSEILLE (13006), this company of category PME shows in 2021 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2018 | 2017 | 2015 |
|---|---|---|---|---|---|
| Revenue | 1 218 634 € | 1 475 571 € | 437 000 € | 42 500 € | 66 800 € |
| Net income | 137 906 € | 111 554 € | 14 915 € | 36 672 € | 354 € |
| EBITDA | 426 193 € | 198 355 € | 57 723 € | -966 € | -2 137 € |
| Net margin | 11.3% | 7.6% | 3.4% | 86.3% | 0.5% |
In 2021, CAP FINANCE achieves revenue of 1.2 M€. Over the period 2015-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +62.2%. Significant drop of -17% vs 2020. After deducting consumption (450 k€), gross margin stands at 769 k€, i.e. a rate of 63%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 426 k€, representing 35.0% of revenue. Positive scissor effect: EBITDA margin improves by +21.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 138 k€, i.e. 11.3% of revenue. This profit can be retained or distributed to shareholders.
1 218 634 €
768 634 €
426 193 €
239 603 €
137 906 €
35.0%
The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 11.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
22.58%
10.589%
11.351%
0.873
9.3%
In 2021, the debt ratio of CAP FINANCE (22.58) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of CAP FINANCE (10.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of CAP FINANCE (0.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 246.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.6x. Coverage is limited: any activity downturn would jeopardize interest payments.
246.727
1.569
In 2021, the liquidity ratio of CAP FINANCE (246.73) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of CAP FINANCE (1.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. Favorable situation: supplier credit is longer than customer credit by 23 days. Inventory turnover is 44 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 22 days of revenue, i.e. 76 k€ to permanently finance. Notable WCR improvement over the period (-51%), freeing up cash.
75 738 €
0 j
23 j
44 j
22 j
Indicative estimate only : the number of comparable transactions in this sector is limited (29 transactions). This range of 271 020€ to 3 053 210€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 29 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CAP FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of CAP FINANCE in 2021 is 1.2 M€.
Yes, CAP FINANCE generated a net profit of 138 k€ in 2021.
The headquarters of CAP FINANCE is located in MARSEILLE (13006), in the department Bouches-du-Rhone.
The tax return of CAP FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CAP FINANCE operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.