CAMARGUE MEDICAL SERVICE SARL : revenue, balance sheet and financial ratios

CAMARGUE MEDICAL SERVICE SARL is a French company founded 32 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de produits pharmaceutiques. Based in VAUVERT (30600), this company of category PME shows in 2020 a revenue of 787 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CAMARGUE MEDICAL SERVICE SARL (SIREN 391122611)
Indicator 2020 2019 2018 2017 2016
Revenue 786 624 € 1 184 907 € 1 105 357 € 1 111 571 € 1 039 055 €
Net income 215 876 € 82 656 € 23 468 € 15 890 € -55 306 €
EBITDA 603 € 122 477 € 65 841 € 54 838 € 3 580 €
Net margin 27.4% 7.0% 2.1% 1.4% -5.3%

Revenue and income statement

In 2020, CAMARGUE MEDICAL SERVICE SARL achieves revenue of 787 k€. Revenue is declining over the period 2016-2020 (CAGR: -6.7%). Significant drop of -34% vs 2019. After deducting consumption (470 k€), gross margin stands at 317 k€, i.e. a rate of 40%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 603 €, representing 0.1% of revenue. Warning negative scissor effect: despite revenue change (-34%), EBITDA varies by -100%, reducing margin by 10.3 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 216 k€, i.e. 27.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

786 624 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

316 859 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

603 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-22 314 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

215 876 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

0.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

4.692%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

92.078%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.233%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

9.073

Solvency indicators evolution
CAMARGUE MEDICAL SERVICE SARL

Sector positioning

Debt ratio
4.69 2020
2018
2019
2020
Q1: 0.0
Med: 9.34
Q3: 68.4
Good -38 pts over 3 years

In 2020, the debt ratio of CAMARGUE MEDICAL SERVICE ... (4.69) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
92.08% 2020
2018
2019
2020
Q1: 14.08%
Med: 36.68%
Q3: 58.19%
Excellent +50 pts over 3 years

In 2020, the financial autonomy of CAMARGUE MEDICAL SERVICE ... (92.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
9.07 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.01 years
Q3: 1.74 years
Watch

In 2020, the repayment capacity of CAMARGUE MEDICAL SERVICE ... (9.07) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2729.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 214.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2729.819

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

214.428

Liquidity indicators evolution
CAMARGUE MEDICAL SERVICE SARL

Sector positioning

Liquidity ratio
2729.82 2020
2018
2019
2020
Q1: 139.76
Med: 208.19
Q3: 335.17
Excellent +36 pts over 3 years

In 2020, the liquidity ratio of CAMARGUE MEDICAL SERVICE ... (2729.82) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
214.43x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.25x
Q3: 3.9x
Excellent

In 2020, the interest coverage of CAMARGUE MEDICAL SERVICE ... (214.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Overall, WCR represents 7 days of revenue, i.e. 16 k€ to permanently finance. Notable WCR improvement over the period (-93%), freeing up cash.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

15 646 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

2 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

6 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

7 j

WCR and payment terms evolution
CAMARGUE MEDICAL SERVICE SARL

Positioning of CAMARGUE MEDICAL SERVICE SARL in its sector

Comparison with sector Commerce de gros (commerce interentreprises) de produits pharmaceutiques

Valuation estimate

Based on 124 transactions of similar company sales (all years), the value of CAMARGUE MEDICAL SERVICE SARL is estimated at 85 940 € (range 40 854€ - 282 537€). With an EBITDA of 603€, the sector multiple of 0.7x is applied. The price/revenue ratio is 0.21x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
124 transactions
40k€ 85k€ 282k€
85 940 € Range: 40 854€ - 282 537€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
603 € × 0.7x
Estimation 424 €
201€ - 1 545€
Revenue Multiple 30%
786 624 € × 0.21x
Estimation 167 531 €
90 848€ - 507 453€
Net Income Multiple 20%
215 876 € × 0.8x
Estimation 177 346 €
67 499€ - 647 643€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 124 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) de produits pharmaceutiques)

Compare CAMARGUE MEDICAL SERVICE SARL with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) de produits pharmaceutiques

Frequently asked questions about CAMARGUE MEDICAL SERVICE SARL

What is the revenue of CAMARGUE MEDICAL SERVICE SARL ?

The revenue of CAMARGUE MEDICAL SERVICE SARL in 2020 is 787 k€.

Is CAMARGUE MEDICAL SERVICE SARL profitable?

Yes, CAMARGUE MEDICAL SERVICE SARL generated a net profit of 216 k€ in 2020.

Where is the headquarters of CAMARGUE MEDICAL SERVICE SARL ?

The headquarters of CAMARGUE MEDICAL SERVICE SARL is located in VAUVERT (30600), in the department Gard.

Where to find the tax return of CAMARGUE MEDICAL SERVICE SARL ?

The tax return of CAMARGUE MEDICAL SERVICE SARL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CAMARGUE MEDICAL SERVICE SARL operate?

CAMARGUE MEDICAL SERVICE SARL operates in the sector Commerce de gros (commerce interentreprises) de produits pharmaceutiques (NAF code 46.46Z). See the 'Sector positioning' section above to compare the company with its competitors.