CAMARGUE INVESTISSEMENTS : revenue, balance sheet and financial ratios

CAMARGUE INVESTISSEMENTS is a French company founded 32 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in ALES (30100), this company of category PME shows in 2020 a revenue of 356 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CAMARGUE INVESTISSEMENTS (SIREN 393005301)
Indicator 2020 2019 2018 2017 2016 2015
Revenue 356 340 € 352 259 € 350 628 € N/C 345 446 € 344 339 €
Net income 685 429 € 8 810 € 190 005 € 193 245 € 189 885 € 184 795 €
EBITDA 260 002 € 294 494 € 295 271 € N/C 299 946 € 294 003 €
Net margin 192.4% 2.5% 54.2% N/C 55.0% 53.7%

Revenue and income statement

In 2020, CAMARGUE INVESTISSEMENTS achieves revenue of 356 k€. Revenue is growing positively over 6 years (CAGR: +0.7%). Vs 2019: +1%. After deducting consumption (0 €), gross margin stands at 356 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 260 k€, representing 73.0% of revenue. Warning negative scissor effect: despite revenue change (+1%), EBITDA varies by -12%, reducing margin by 10.6 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 685 k€, i.e. 192.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

356 340 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

356 340 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

260 002 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

314 127 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

685 429 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

73.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 25.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

14.905%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

76.35%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

25.203%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.556

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

95.2%

Solvency indicators evolution
CAMARGUE INVESTISSEMENTS

Sector positioning

Debt ratio
14.9 2020
2018
2019
2020
Q1: 0.0
Med: 12.67
Q3: 165.39
Average

In 2020, the debt ratio of CAMARGUE INVESTISSEMENTS (14.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
76.35% 2020
2018
2019
2020
Q1: 2.37%
Med: 37.74%
Q3: 80.14%
Good +7 pts over 3 years

In 2020, the financial autonomy of CAMARGUE INVESTISSEMENTS (76.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.56 years 2020
2018
2019
2020
Q1: -0.01 years
Med: 0.43 years
Q3: 9.29 years
Average

In 2020, the repayment capacity of CAMARGUE INVESTISSEMENTS (1.56) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 290.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.1x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

290.485

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.123

Liquidity indicators evolution
CAMARGUE INVESTISSEMENTS

Sector positioning

Liquidity ratio
290.49 2020
2018
2019
2020
Q1: 80.05
Med: 255.82
Q3: 986.53
Good -20 pts over 3 years

In 2020, the liquidity ratio of CAMARGUE INVESTISSEMENTS (290.49) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
1.12x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 13.36x
Good

In 2020, the interest coverage of CAMARGUE INVESTISSEMENTS (1.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 12 days. The company must finance 19 days of gap between collections and payments. WCR is negative (-52 days): operations structurally generate cash. Over 2015-2020, WCR increased by +30%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-51 242 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

31 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

12 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-52 j

WCR and payment terms evolution
CAMARGUE INVESTISSEMENTS

Positioning of CAMARGUE INVESTISSEMENTS in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 193 transactions of similar company sales in 2020, the value of CAMARGUE INVESTISSEMENTS is estimated at 1 588 882 € (range 644 245€ - 2 869 322€). With an EBITDA of 260 002€, the sector multiple of 6.2x is applied. The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
193 transactions
644k€ 1588k€ 2869k€
1 588 882 € Range: 644 245€ - 2 869 322€
NAF 5 année 2020

Valuation detail by method

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EBITDA Multiple 50%
260 002 € × 6.2x
Estimation 1 612 314 €
664 306€ - 2 204 438€
Revenue Multiple 30%
356 340 € × 0.62x
Estimation 221 275 €
137 140€ - 490 208€
Net Income Multiple 20%
685 429 € × 5.2x
Estimation 3 581 719 €
1 354 753€ - 8 100 202€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare CAMARGUE INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about CAMARGUE INVESTISSEMENTS

What is the revenue of CAMARGUE INVESTISSEMENTS ?

The revenue of CAMARGUE INVESTISSEMENTS in 2020 is 356 k€.

Is CAMARGUE INVESTISSEMENTS profitable?

Yes, CAMARGUE INVESTISSEMENTS generated a net profit of 685 k€ in 2020.

Where is the headquarters of CAMARGUE INVESTISSEMENTS ?

The headquarters of CAMARGUE INVESTISSEMENTS is located in ALES (30100), in the department Gard.

Where to find the tax return of CAMARGUE INVESTISSEMENTS ?

The tax return of CAMARGUE INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CAMARGUE INVESTISSEMENTS operate?

CAMARGUE INVESTISSEMENTS operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.