SIREN : 520844739
CALL INSURANCE is a French company founded 16 years ago, specialized in the sector Activités de centres d'appels. Based in VENDIN-LE-VIEIL (62880), this company of category GE shows in 2024 a revenue of 6.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6 780 822 € | 5 154 523 € | 4 319 424 € | 4 675 460 € | 3 523 007 € | 3 252 510 € | 2 718 099 € | 2 415 263 € | 2 738 200 € | 3 058 332 € |
| Net income | 483 410 € | 1 409 631 € | 975 233 € | 368 343 € | 373 760 € | 230 603 € | 246 333 € | -85 947 € | -511 644 € | -391 326 € |
| EBITDA | 928 187 € | 1 737 295 € | 1 142 754 € | 1 190 685 € | 744 730 € | 270 907 € | 286 929 € | -129 841 € | -498 348 € | -251 168 € |
| Net margin | 7.1% | 27.3% | 22.6% | 7.9% | 10.6% | 7.1% | 9.1% | -3.6% | -18.7% | -12.8% |
In 2024, CALL INSURANCE achieves revenue of 6.8 M€. Over the period 2015-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +9.3%. Vs 2023, growth of +32% (5.2 M€ -> 6.8 M€). After deducting consumption (0 €), gross margin stands at 6.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 928 k€, representing 13.7% of revenue. Warning negative scissor effect: despite revenue change (+32%), EBITDA varies by -47%, reducing margin by 20.0 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 483 k€, i.e. 7.1% of revenue. This profit can be retained or distributed to shareholders.
6 780 822 €
6 780 822 €
928 187 €
619 012 €
483 410 €
13.7%
The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
20.336%
39.469%
6.196%
0.696
In 2024, the debt ratio of CALL INSURANCE (20.34) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CALL INSURANCE (39.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of CALL INSURANCE (0.70) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 204.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.9x. Coverage is limited: any activity downturn would jeopardize interest payments.
204.081
1.889
In 2024, the liquidity ratio of CALL INSURANCE (204.08) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of CALL INSURANCE (1.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 76 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 164 days. Excellent situation: suppliers finance 88 days of the operating cycle (retail model). Overall, WCR represents 217 days of revenue, i.e. 4.1 M€ to permanently finance. Over 2015-2024, WCR increased by +28%, requiring additional financing.
4 087 615 €
76 j
164 j
0 j
217 j
Based on 447 transactions of similar company sales (all years), the value of CALL INSURANCE is estimated at 2 439 301 € (range 859 378€ - 5 349 521€). With an EBITDA of 928 187€, the sector multiple of 3.0x is applied. The price/revenue ratio is 0.37x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 447 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CALL INSURANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités de centres d'appels
The revenue of CALL INSURANCE in 2024 is 6.8 M€.
Yes, CALL INSURANCE generated a net profit of 483 k€ in 2024.
The headquarters of CALL INSURANCE is located in VENDIN-LE-VIEIL (62880), in the department Pas-de-Calais.
The tax return of CALL INSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CALL INSURANCE operates in the sector Activités de centres d'appels (NAF code 82.20Z). See the 'Sector positioning' section above to compare the company with its competitors.