CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) : revenue, balance sheet and financial ratios

CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) is a French company founded 68 years ago, specialized in the sector Autres intermédiations monétaires. Based in STRASBOURG (67000), this company of category GE shows in 2023 a revenue of 16.1 Mds€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) (SIREN 588505354)
Indicator 2024 2023 2022 2021 2018
Revenue N/C 16 060 000 000 € 17 340 000 000 € N/C 21 975 000 000 €
Net income 0 € 4 115 000 000 € 3 502 000 000 € 3 527 000 000 € 2 993 000 000 €
EBITDA N/C 7 696 000 000 € 7 772 000 000 € -5 475 000 000 € 21 975 000 000 €
Net margin N/C 25.6% 20.2% N/C 13.6%

Revenue and income statement

In 2024, CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2018-2023: 3.0 Bn€ -> 0 €.

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

5 280 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1107%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 108528348.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1106.84%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

7.085%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

108528348.146

Solvency indicators evolution
CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE)

Sector positioning

Debt ratio
1106.84 2024
2022
2023
2024
Q1: 0.0
Med: 0.0
Q3: 38.07
Watch +66 pts over 3 years

In 2024, the debt ratio of CAISSE FEDERALE DE CREDIT... (1106.84) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
7.08% 2024
2022
2023
2024
Q1: 6.06%
Med: 9.53%
Q3: 57.67%
Average

In 2024, the financial autonomy of CAISSE FEDERALE DE CREDIT... (7.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
108528348.15 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.76 years
Watch +73 pts over 3 years

In 2024, the repayment capacity of CAISSE FEDERALE DE CREDIT... (108528348.15) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE)

Positioning of CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) in its sector

Comparison with sector Autres intermédiations monétaires

Similar companies (Autres intermédiations monétaires)

Compare CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) with other companies in the same sector:

Voir toutes les statistiques du secteur Autres intermédiations monétaires

Frequently asked questions about CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE)

What is the revenue of CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) ?

The revenue of CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) in 2023 is 16.1 Mds€.

Is CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) profitable?

Yes, CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) generated a net profit of 4.1 Mds€ in 2023.

Where is the headquarters of CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) ?

The headquarters of CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) is located in STRASBOURG (67000), in the department Bas-Rhin.

Where to find the tax return of CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) ?

The tax return of CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) operate?

CAISSE FEDERALE DE CREDIT MUTUEL SOCIETE A MISSION (APPLICATION LOI PACTE) operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.