SIREN : 483299228
CACTUS FINANCES is a French company founded 20 years ago, specialized in the sector Promotion immobilière de logements. Based in SAINTE-MAXIME (83120), this company of category PME shows in 2022 a revenue of 3.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 3 895 946 € | N/C | N/C | N/C | 1 357 328 € | 4 854 167 € | 1 702 500 € |
| Net income | 32 275 € | -85 150 € | 30 257 € | 26 938 € | 108 297 € | 13 085 € | 217 776 € |
| EBITDA | 47 214 € | N/C | N/C | N/C | 158 464 € | 79 163 € | 382 980 € |
| Net margin | 0.8% | N/C | N/C | N/C | 8.0% | 0.3% | 12.8% |
In 2022, CACTUS FINANCES achieves revenue of 3.9 M€. Over the period 2016-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +14.8%. After deducting consumption (813 k€), gross margin stands at 3.1 M€, i.e. a rate of 79%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 47 k€, representing 1.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 32 k€, i.e. 0.8% of revenue. This profit can be retained or distributed to shareholders.
3 895 946 €
3 082 833 €
47 214 €
47 214 €
32 275 €
1.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 0.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.022%
44.957%
0.828%
0.003
In 2022, the debt ratio of CACTUS FINANCES (0.02) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of CACTUS FINANCES (45.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of CACTUS FINANCES (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 181.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.4x. Operating income very largely covers interest expenses: high safety margin.
181.55
19.38
In 2022, the liquidity ratio of CACTUS FINANCES (181.55) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of CACTUS FINANCES (19.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 20 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 11 days. The company must finance 9 days of gap between collections and payments. Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 55 days of revenue, i.e. 598 k€ to permanently finance. Notable WCR improvement over the period (-82%), freeing up cash.
598 223 €
20 j
11 j
2 j
55 j
Based on 80 transactions of similar company sales
(all years),
the value of CACTUS FINANCES is estimated at
365 826 €
(range 132 069€ - 917 940€).
With an EBITDA of 47 214€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CACTUS FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of CACTUS FINANCES in 2022 is 3.9 M€.
Yes, CACTUS FINANCES generated a net profit of 32 k€ in 2022.
The headquarters of CACTUS FINANCES is located in SAINTE-MAXIME (83120), in the department Var.
The tax return of CACTUS FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CACTUS FINANCES operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.