CACHET GIRAUD ATLANTIQUE : revenue, balance sheet and financial ratios

CACHET GIRAUD ATLANTIQUE is a French company founded 29 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in NIORT (79000), this company of category PME shows in 2022 a revenue of 11.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CACHET GIRAUD ATLANTIQUE (SIREN 409029980)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 11 388 231 € 14 067 737 € 14 308 595 € 14 532 282 € 13 710 323 € 12 654 699 € 11 890 598 €
Net income 243 226 € 261 396 € 465 811 € 424 671 € 356 950 € 427 882 € 375 999 € 346 851 €
EBITDA N/C 439 857 € 733 216 € 607 200 € 589 331 € 632 447 € 556 502 € 513 629 €
Net margin N/C 2.3% 3.3% 3.0% 2.5% 3.1% 3.0% 2.9%

Revenue and income statement

In 2023, CACHET GIRAUD ATLANTIQUE generates positive net income of 243 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2023: 347 k€ -> 243 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

243 226 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

15.015%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

44.758%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

52.6%

Solvency indicators evolution
CACHET GIRAUD ATLANTIQUE

Sector positioning

Debt ratio
15.02 2023
2021
2022
2023
Q1: 5.35
Med: 46.58
Q3: 142.41
Good

In 2023, the debt ratio of CACHET GIRAUD ATLANTIQUE (15.02) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
44.76% 2023
2021
2022
2023
Q1: 10.97%
Med: 26.91%
Q3: 51.24%
Good

In 2023, the financial autonomy of CACHET GIRAUD ATLANTIQUE (44.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.16 years 2022
2021
2022
Q1: 0.0 years
Med: 0.77 years
Q3: 4.48 years
Average

In 2022, the repayment capacity of CACHET GIRAUD ATLANTIQUE (2.16) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 183.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

183.202

Liquidity indicators evolution
CACHET GIRAUD ATLANTIQUE

Sector positioning

Liquidity ratio
183.2 2023
2021
2022
2023
Q1: 135.15
Med: 203.86
Q3: 381.72
Average

In 2023, the liquidity ratio of CACHET GIRAUD ATLANTIQUE (183.20) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.08x 2022
2021
2022
Q1: 0.0x
Med: 1.22x
Q3: 7.72x
Good

In 2022, the interest coverage of CACHET GIRAUD ATLANTIQUE (2.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CACHET GIRAUD ATLANTIQUE

Positioning of CACHET GIRAUD ATLANTIQUE in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 149 transactions of similar company sales in 2023, the value of CACHET GIRAUD ATLANTIQUE is estimated at 502 048 € (range 125 411€ - 894 117€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
149 transactions
125k€ 502k€ 894k€
502 048 € Range: 125 411€ - 894 117€
NAF 5 année 2023

Valuation method used

Net Income Multiple
243 226 € × 2.1x = 502 048 €
Range: 125 412€ - 894 118€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 149 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare CACHET GIRAUD ATLANTIQUE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about CACHET GIRAUD ATLANTIQUE

What is the revenue of CACHET GIRAUD ATLANTIQUE ?

The revenue of CACHET GIRAUD ATLANTIQUE in 2022 is 11.4 M€.

Is CACHET GIRAUD ATLANTIQUE profitable?

Yes, CACHET GIRAUD ATLANTIQUE generated a net profit of 243 k€ in 2023.

Where is the headquarters of CACHET GIRAUD ATLANTIQUE ?

The headquarters of CACHET GIRAUD ATLANTIQUE is located in NIORT (79000), in the department Deux-Sevres.

Where to find the tax return of CACHET GIRAUD ATLANTIQUE ?

The tax return of CACHET GIRAUD ATLANTIQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CACHET GIRAUD ATLANTIQUE operate?

CACHET GIRAUD ATLANTIQUE operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.