Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

CABINET STAES ASSURANCES : revenue, balance sheet and financial ratios

CABINET STAES ASSURANCES is a French company founded 20 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BAILLEUL (59270), this company of category PME shows in 2023 a net income positive of 117 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CABINET STAES ASSURANCES (SIREN 487739815)
Indicator 2023 2022 2019
Revenue N/C N/C N/C
Net income 117 376 € 106 627 € 108 356 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2023, CABINET STAES ASSURANCES generates positive net income of 117 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2023: 108 k€ -> 117 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

117 376 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 92%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.154%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

91.623%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

83.4%

Solvency indicators evolution
CABINET STAES ASSURANCES

Sector positioning

Debt ratio
0.15 2023
2019
2022
2023
Q1: 0.0
Med: 8.57
Q3: 49.54
Good -6 pts over 3 years

In 2023, the debt ratio of CABINET STAES ASSURANCES (0.15) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
91.62% 2023
2019
2022
2023
Q1: 14.09%
Med: 47.17%
Q3: 74.18%
Excellent

In 2023, the financial autonomy of CABINET STAES ASSURANCES (91.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 702.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

702.301

Liquidity indicators evolution
CABINET STAES ASSURANCES

Sector positioning

Liquidity ratio
702.3 2023
2019
2022
2023
Q1: 123.56
Med: 243.64
Q3: 585.03
Excellent

In 2023, the liquidity ratio of CABINET STAES ASSURANCES (702.30) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of CABINET STAES ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of CABINET STAES ASSURANCES is estimated at 236 239 € (range 111 745€ - 1 078 643€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
193 transactions
111k€ 236k€ 1078k€
236 239 € Range: 111 745€ - 1 078 643€
NAF 5 all-time

Valuation method used

Net Income Multiple
117 376 € × 2.0x = 236 239 €
Range: 111 746€ - 1 078 643€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare CABINET STAES ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CABINET STAES ASSURANCES

What is the revenue of CABINET STAES ASSURANCES ?

The revenue of CABINET STAES ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is CABINET STAES ASSURANCES profitable?

Yes, CABINET STAES ASSURANCES generated a net profit of 117 k€ in 2023.

Where is the headquarters of CABINET STAES ASSURANCES ?

The headquarters of CABINET STAES ASSURANCES is located in BAILLEUL (59270), in the department Nord.

Where to find the tax return of CABINET STAES ASSURANCES ?

The tax return of CABINET STAES ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CABINET STAES ASSURANCES operate?

CABINET STAES ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.