SIREN : 409610599
CABINET PRESTIMMO is a French company founded 29 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in SERIGNAN (34410), this company of category PME shows in 2025 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 004 474 € | 467 926 € | 1 333 633 € | 1 882 803 € | 409 637 € | 754 206 € | 501 332 € | 790 961 € |
| Net income | 78 480 € | 41 919 € | 127 020 € | 260 796 € | 71 722 € | 42 375 € | 5 473 € | 45 311 € |
| EBITDA | 210 250 € | 101 645 € | 220 523 € | 344 575 € | 91 595 € | 78 432 € | -12 533 € | 91 058 € |
| Net margin | 7.8% | 9.0% | 9.5% | 13.9% | 17.5% | 5.6% | 1.1% | 5.7% |
In 2025, CABINET PRESTIMMO achieves revenue of 1.0 M€. Revenue is growing positively over 8 years (CAGR: +3.0%). Vs 2023, growth of +115% (468 k€ -> 1.0 M€). After deducting consumption (669 k€), gross margin stands at 335 k€, i.e. a rate of 33%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 210 k€, representing 20.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 78 k€, i.e. 7.8% of revenue. This profit can be retained or distributed to shareholders.
1 004 474 €
335 310 €
210 250 €
185 415 €
78 480 €
20.9%
The debt ratio (= Financial debt / Equity x 100) stands at 1057%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 13.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 10.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1057.45%
8.636%
10.385%
13.31
35.9%
In 2025, the debt ratio of CABINET PRESTIMMO (1057.45) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of CABINET PRESTIMMO (8.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of CABINET PRESTIMMO (13.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 196893.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 36.1x. Operating income very largely covers interest expenses: high safety margin.
196893.741
36.136
In 2025, the liquidity ratio of CABINET PRESTIMMO (196893.74) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of CABINET PRESTIMMO (36.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 23 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1 days. The company must finance 22 days of gap between collections and payments. Inventory turnover is 272 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 305 days of revenue, i.e. 852 k€ to permanently finance. Over 2017-2025, WCR increased by +655%, requiring additional financing.
851 764 €
23 j
1 j
272 j
305 j
Based on 258 transactions of similar company sales (all years), the value of CABINET PRESTIMMO is estimated at 802 367 € (range 325 252€ - 1 508 124€). With an EBITDA of 210 250€, the sector multiple of 4.9x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 258 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CABINET PRESTIMMO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of CABINET PRESTIMMO in 2025 is 1.0 M€.
Yes, CABINET PRESTIMMO generated a net profit of 78 k€ in 2025.
The headquarters of CABINET PRESTIMMO is located in SERIGNAN (34410), in the department Herault.
The tax return of CABINET PRESTIMMO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CABINET PRESTIMMO operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.