SIREN : 505238444
CABINET PLAGNE is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NIMES (30900), this company of category PME shows in 2023 a revenue of 442 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 442 003 € | 389 954 € | 363 837 € | 350 739 € | 320 485 € | 317 769 € |
| Net income | 38 842 € | 31 160 € | 34 800 € | 24 624 € | 28 102 € | 40 056 € |
| EBITDA | 71 715 € | 59 691 € | 76 186 € | 76 255 € | 46 681 € | 68 713 € |
| Net margin | 8.8% | 8.0% | 9.6% | 7.0% | 8.8% | 12.6% |
In 2023, CABINET PLAGNE achieves revenue of 442 k€. Over the period 2018-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +6.8%. Vs 2022, growth of +13% (390 k€ -> 442 k€). After deducting consumption (0 €), gross margin stands at 442 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 72 k€, representing 16.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 39 k€, i.e. 8.8% of revenue. This profit can be retained or distributed to shareholders.
442 003 €
442 003 €
71 715 €
51 522 €
38 842 €
16.2%
The debt ratio (= Financial debt / Equity x 100) stands at 77%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 8.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
76.817%
52.53%
8.862%
6.608
64.7%
In 2023, the debt ratio of CABINET PLAGNE (76.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of CABINET PLAGNE (52.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of CABINET PLAGNE (6.61) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 71.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.8x. Financial charges are adequately covered by operations.
71.817
4.752
In 2023, the liquidity ratio of CABINET PLAGNE (71.82) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2023, the interest coverage of CABINET PLAGNE (4.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. Favorable situation: supplier credit is longer than customer credit by 18 days. WCR is negative (-4 days): operations structurally generate cash. Notable WCR improvement over the period (-206%), freeing up cash.
-4 690 €
0 j
18 j
0 j
-4 j
Based on 193 transactions of similar company sales (all years), the value of CABINET PLAGNE is estimated at 189 317 € (range 54 936€ - 535 252€). With an EBITDA of 71 715€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CABINET PLAGNE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CABINET PLAGNE in 2023 is 442 k€.
Yes, CABINET PLAGNE generated a net profit of 39 k€ in 2023.
The headquarters of CABINET PLAGNE is located in NIMES (30900), in the department Gard.
The tax return of CABINET PLAGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CABINET PLAGNE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.