Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

CABINET PINEAU : revenue, balance sheet and financial ratios

CABINET PINEAU is a French company founded 13 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in GUERANDE (44350), this company of category PME shows in 2017 a net income positive of 17 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CABINET PINEAU (SIREN 789568052)
Indicator 2017 2016
Revenue N/C N/C
Net income 17 420 € 16 500 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2017, CABINET PINEAU generates positive net income of 17 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2017: 16 k€ -> 17 k€.

Net income (2017) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

17 420 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 60%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2017) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

60.371%

Financial autonomy (2017) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

61.712%

Asset age ratio (2017) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

71.1%

Solvency indicators evolution
CABINET PINEAU

Sector positioning

Debt ratio
60.37 2017
2016
2017
Q1: 0.02
Med: 9.63
Q3: 58.5
Average +42 pts over 2 years

In 2017, the debt ratio of CABINET PINEAU (60.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
61.71% 2017
2016
2017
Q1: 15.61%
Med: 45.08%
Q3: 71.97%
Good -10 pts over 2 years

In 2017, the financial autonomy of CABINET PINEAU (61.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 4853.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2017) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

4853.368

Liquidity indicators evolution
CABINET PINEAU

Sector positioning

Liquidity ratio
4853.37 2017
2016
2017
Q1: 108.69
Med: 195.17
Q3: 426.47
Excellent

In 2017, the liquidity ratio of CABINET PINEAU (4853.37) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of CABINET PINEAU in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 16 295€ to 162 066€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2017
Indicative
16k€ 34k€ 162k€
34 422 € Range: 16 295€ - 162 066€
NAF 5 année 2017

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare CABINET PINEAU with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CABINET PINEAU

What is the revenue of CABINET PINEAU ?

The revenue of CABINET PINEAU is not publicly disclosed (confidential accounts filed with INPI).

Is CABINET PINEAU profitable?

Yes, CABINET PINEAU generated a net profit of 17 k€ in 2017.

Where is the headquarters of CABINET PINEAU ?

The headquarters of CABINET PINEAU is located in GUERANDE (44350), in the department Loire-Atlantique.

Where to find the tax return of CABINET PINEAU ?

The tax return of CABINET PINEAU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CABINET PINEAU operate?

CABINET PINEAU operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.