CABINET OLIVERES : revenue, balance sheet and financial ratios

CABINET OLIVERES is a French company founded 27 years ago, specialized in the sector Agences immobilières. Based in MONTPELLIER (34000), this company of category PME shows in 2020 a revenue of 283 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CABINET OLIVERES (SIREN 420724569)
Indicator 2020 2019 2018 2017 2016 2015
Revenue 282 938 € 402 729 € 381 480 € 407 613 € 336 629 € 260 596 €
Net income -18 909 € 14 849 € 16 722 € 32 748 € 28 705 € 716 €
EBITDA -19 042 € 24 456 € 26 541 € 38 674 € 29 742 € 2 038 €
Net margin -6.7% 3.7% 4.4% 8.0% 8.5% 0.3%

Revenue and income statement

In 2020, CABINET OLIVERES achieves revenue of 283 k€. Revenue is growing positively over 6 years (CAGR: +1.7%). Significant drop of -30% vs 2019. After deducting consumption (0 €), gross margin stands at 283 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -19 k€, representing -6.7% of revenue. Warning negative scissor effect: despite revenue change (-30%), EBITDA varies by -178%, reducing margin by 12.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -19 k€ (-6.7% of revenue), which will impact equity.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

282 938 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

282 938 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-19 042 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-17 669 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-18 909 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-6.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 146%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

146.251%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.747%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-7.09%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-7.008

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

12.9%

Solvency indicators evolution
CABINET OLIVERES

Sector positioning

Debt ratio
146.25 2020
2018
2019
2020
Q1: 0.02
Med: 18.55
Q3: 94.01
Average

In 2020, the debt ratio of CABINET OLIVERES (146.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
23.75% 2020
2018
2019
2020
Q1: 7.66%
Med: 31.23%
Q3: 59.46%
Average

In 2020, the financial autonomy of CABINET OLIVERES (23.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-7.01 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.03 years
Q3: 2.04 years
Excellent -50 pts over 3 years

In 2020, the repayment capacity of CABINET OLIVERES (-7.01) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 77.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

77.604

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-14.363

Liquidity indicators evolution
CABINET OLIVERES

Sector positioning

Liquidity ratio
77.6 2020
2018
2019
2020
Q1: 117.79
Med: 199.58
Q3: 409.72
Average

In 2020, the liquidity ratio of CABINET OLIVERES (77.60) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-14.36x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 1.04x
Average -50 pts over 3 years

In 2020, the interest coverage of CABINET OLIVERES (-14.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 17 days. Favorable situation: supplier credit is longer than customer credit by 17 days. WCR is negative (-65 days): operations structurally generate cash. Over 2015-2020, WCR increased by +43%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-51 093 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

17 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-65 j

WCR and payment terms evolution
CABINET OLIVERES

Positioning of CABINET OLIVERES in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 99 transactions of similar company sales in 2020, the value of CABINET OLIVERES is estimated at 76 438 € (range 45 022€ - 163 078€). The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
99 tx
45k€ 76k€ 163k€
76 438 € Range: 45 022€ - 163 078€
NAF 5 année 2020

Valuation method used

Revenue Multiple
282 938 € × 0.27x = 76 439 €
Range: 45 023€ - 163 078€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare CABINET OLIVERES with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about CABINET OLIVERES

What is the revenue of CABINET OLIVERES ?

The revenue of CABINET OLIVERES in 2020 is 283 k€.

Is CABINET OLIVERES profitable?

CABINET OLIVERES recorded a net loss in 2020.

Where is the headquarters of CABINET OLIVERES ?

The headquarters of CABINET OLIVERES is located in MONTPELLIER (34000), in the department Herault.

Where to find the tax return of CABINET OLIVERES ?

The tax return of CABINET OLIVERES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CABINET OLIVERES operate?

CABINET OLIVERES operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.