CABINET NORMANDE D EXPERTISE : revenue, balance sheet and financial ratios

CABINET NORMANDE D EXPERTISE is a French company founded 25 years ago, specialized in the sector Activités spécialisées, scientifiques et techniques diverses. Based in LE HAVRE (76600), this company of category PME shows in 2024 a revenue of 997 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CABINET NORMANDE D EXPERTISE (SIREN 434008645)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 997 157 € 915 772 € 872 334 € 866 194 € 713 367 € 889 826 € 821 128 € 744 812 €
Net income 182 768 € 211 348 € 146 320 € 156 022 € 54 478 € 170 410 € 209 490 € 88 033 €
EBITDA 309 594 € 287 010 € 218 292 € 273 303 € 136 103 € 312 382 € 328 536 € 148 536 €
Net margin 18.3% 23.1% 16.8% 18.0% 7.6% 19.2% 25.5% 11.8%

Revenue and income statement

In 2024, CABINET NORMANDE D EXPERTISE achieves revenue of 997 k€. Revenue is growing positively over 8 years (CAGR: +4.3%). Vs 2023: +9%. After deducting consumption (0 €), gross margin stands at 997 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 310 k€, representing 31.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 183 k€, i.e. 18.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

997 157 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

997 157 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

309 594 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

234 018 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

182 768 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

30.9%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 20.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

8.693%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

54.558%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

20.167%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.112

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

43.6%

Solvency indicators evolution
CABINET NORMANDE D EXPERTISE

Sector positioning

Debt ratio
8.69 2024
2022
2023
2024
Q1: 0.0
Med: 4.67
Q3: 40.89
Average -22 pts over 3 years

In 2024, the debt ratio of CABINET NORMANDE D EXPERTISE (8.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
54.56% 2024
2022
2023
2024
Q1: 4.58%
Med: 32.74%
Q3: 63.16%
Good +30 pts over 3 years

In 2024, the financial autonomy of CABINET NORMANDE D EXPERTISE (54.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.11 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.43 years
Average -18 pts over 3 years

In 2024, the repayment capacity of CABINET NORMANDE D EXPERTISE (0.11) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 205.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

205.183

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.251

Liquidity indicators evolution
CABINET NORMANDE D EXPERTISE

Sector positioning

Liquidity ratio
205.18 2024
2022
2023
2024
Q1: 144.63
Med: 259.05
Q3: 521.3
Average -28 pts over 3 years

In 2024, the liquidity ratio of CABINET NORMANDE D EXPERTISE (205.18) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.25x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 0.45x
Good -11 pts over 3 years

In 2024, the interest coverage of CABINET NORMANDE D EXPERTISE (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 45 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 67 days. Favorable situation: supplier credit is longer than customer credit by 22 days. Overall, WCR represents 62 days of revenue, i.e. 173 k€ to permanently finance. Notable WCR improvement over the period (-71%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

172 628 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

45 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

67 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

62 j

WCR and payment terms evolution
CABINET NORMANDE D EXPERTISE

Positioning of CABINET NORMANDE D EXPERTISE in its sector

Comparison with sector Activités spécialisées, scientifiques et techniques diverses

Valuation estimate

Based on 98 transactions of similar company sales (all years), the value of CABINET NORMANDE D EXPERTISE is estimated at 822 404 € (range 205 048€ - 1 361 544€). With an EBITDA of 309 594€, the sector multiple of 3.5x is applied. The price/revenue ratio is 0.36x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
98 tx
205k€ 822k€ 1361k€
822 404 € Range: 205 048€ - 1 361 544€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
309 594 € × 3.5x
Estimation 1 072 509 €
267 245€ - 1 758 244€
Revenue Multiple 30%
997 157 € × 0.36x
Estimation 362 450 €
119 017€ - 613 287€
Net Income Multiple 20%
182 768 € × 4.9x
Estimation 887 074 €
178 606€ - 1 492 181€
How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités spécialisées, scientifiques et techniques diverses)

Compare CABINET NORMANDE D EXPERTISE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités spécialisées, scientifiques et techniques diverses

Frequently asked questions about CABINET NORMANDE D EXPERTISE

What is the revenue of CABINET NORMANDE D EXPERTISE ?

The revenue of CABINET NORMANDE D EXPERTISE in 2024 is 997 k€.

Is CABINET NORMANDE D EXPERTISE profitable?

Yes, CABINET NORMANDE D EXPERTISE generated a net profit of 183 k€ in 2024.

Where is the headquarters of CABINET NORMANDE D EXPERTISE ?

The headquarters of CABINET NORMANDE D EXPERTISE is located in LE HAVRE (76600), in the department Seine-Maritime.

Where to find the tax return of CABINET NORMANDE D EXPERTISE ?

The tax return of CABINET NORMANDE D EXPERTISE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CABINET NORMANDE D EXPERTISE operate?

CABINET NORMANDE D EXPERTISE operates in the sector Activités spécialisées, scientifiques et techniques diverses (NAF code 74.90B). See the 'Sector positioning' section above to compare the company with its competitors.