SIREN : 329302822
CABINET HAYE is a French company founded 42 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75009), this company of category PME shows in 2018 a revenue of 94 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2016 | 2015 | 2014 |
|---|---|---|---|---|
| Revenue | 94 467 € | 7 800 € | 23 700 € | 29 908 € |
| Net income | 46 762 € | 49 940 € | 144 928 € | 185 940 € |
| EBITDA | 48 682 € | -24 248 € | -28 894 € | -58 641 € |
| Net margin | 49.5% | 640.3% | 611.5% | 621.7% |
In 2018, CABINET HAYE achieves revenue of 94 k€. Over the period 2014-2018, the company shows strong growth with a CAGR (compound annual growth rate) of +33.3%. Vs 2016, growth of +1111% (8 k€ -> 94 k€). After deducting consumption (0 €), gross margin stands at 94 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 49 k€, representing 51.5% of revenue. Positive scissor effect: EBITDA margin improves by +362.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 47 k€, i.e. 49.5% of revenue. This profit can be retained or distributed to shareholders.
94 467 €
94 467 €
48 682 €
46 842 €
46 762 €
51.5%
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 78%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 51.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
11.978%
77.806%
51.449%
9.64
9.6%
In 2018, the debt ratio of CABINET HAYE (11.98) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2018, the financial autonomy of CABINET HAYE (77.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2018, the repayment capacity of CABINET HAYE (9.64) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 11348.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
11348.922
0.0
In 2018, the liquidity ratio of CABINET HAYE (11348.92) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2018, the interest coverage of CABINET HAYE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 25 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 58 days. Excellent situation: suppliers finance 33 days of the operating cycle (retail model). Overall, WCR represents 1874 days of revenue, i.e. 492 k€ to permanently finance. Over 2014-2018, WCR increased by +341%, requiring additional financing.
491 742 €
25 j
58 j
0 j
1874 j
Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 45 140€ to 429 940€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CABINET HAYE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of CABINET HAYE in 2018 is 94 k€.
Yes, CABINET HAYE generated a net profit of 47 k€ in 2018.
The headquarters of CABINET HAYE is located in PARIS (75009), in the department Paris.
The tax return of CABINET HAYE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CABINET HAYE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.