CABINET GUEZELLE : revenue, balance sheet and financial ratios

CABINET GUEZELLE is a French company founded 47 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NOGENT-SUR-MARNE (94130), this company of category PME shows in 2023 a revenue of 3.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CABINET GUEZELLE (SIREN 317626356)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 3 060 897 € 2 303 423 € 1 640 550 € 1 557 880 € 1 521 855 € 1 461 529 € 1 444 948 € 1 417 074 €
Net income 681 146 € 598 996 € 441 602 € 314 425 € 356 679 € 360 118 € 278 074 € 240 219 € 246 345 €
EBITDA N/C 858 635 € 638 849 € 469 512 € 486 103 € 470 282 € 400 029 € 377 723 € 392 605 €
Net margin N/C 19.6% 19.2% 19.2% 22.9% 23.7% 19.0% 16.6% 17.4%

Revenue and income statement

In 2024, CABINET GUEZELLE generates positive net income of 681 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 246 k€ -> 681 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

681 146 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

38.856%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

62.019%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

70.7%

Solvency indicators evolution
CABINET GUEZELLE

Sector positioning

Debt ratio
38.86 2024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Average +15 pts over 3 years

In 2024, the debt ratio of CABINET GUEZELLE (38.86) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
62.02% 2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Good -12 pts over 3 years

In 2024, the financial autonomy of CABINET GUEZELLE (62.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.23 years 2023
2022
2023
Q1: 0.0 years
Med: 0.13 years
Q3: 2.02 years
Average +16 pts over 2 years

In 2023, the repayment capacity of CABINET GUEZELLE (2.23) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 138.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

138.268

Liquidity indicators evolution
CABINET GUEZELLE

Sector positioning

Liquidity ratio
138.27 2024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Average -17 pts over 3 years

In 2024, the liquidity ratio of CABINET GUEZELLE (138.27) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.85x 2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 1.99x
Excellent +18 pts over 2 years

In 2023, the interest coverage of CABINET GUEZELLE (2.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CABINET GUEZELLE

Positioning of CABINET GUEZELLE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of CABINET GUEZELLE is estimated at 1 370 921 € (range 648 472€ - 6 259 487€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
648k€ 1370k€ 6259k€
1 370 921 € Range: 648 472€ - 6 259 487€
NAF 5 all-time

Valuation method used

Net Income Multiple
681 146 € × 2.0x = 1 370 922 €
Range: 648 472€ - 6 259 488€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare CABINET GUEZELLE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CABINET GUEZELLE

What is the revenue of CABINET GUEZELLE ?

The revenue of CABINET GUEZELLE in 2023 is 3.1 M€.

Is CABINET GUEZELLE profitable?

Yes, CABINET GUEZELLE generated a net profit of 681 k€ in 2024.

Where is the headquarters of CABINET GUEZELLE ?

The headquarters of CABINET GUEZELLE is located in NOGENT-SUR-MARNE (94130), in the department Val-de-Marne.

Where to find the tax return of CABINET GUEZELLE ?

The tax return of CABINET GUEZELLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CABINET GUEZELLE operate?

CABINET GUEZELLE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.