CABINET D'EXPERTISES TECHNIQUES : revenue, balance sheet and financial ratios

CABINET D'EXPERTISES TECHNIQUES is a French company founded 35 years ago, specialized in the sector Évaluation des risques et dommages. Based in SAINT-ETIENNE (42000), this company of category ETI shows in 2025 a revenue of 7.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CABINET D'EXPERTISES TECHNIQUES (SIREN 379141963)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 7 118 654 € 7 094 838 € 6 151 143 € 4 414 177 € 4 257 273 € 4 706 276 € 4 173 411 € 3 600 909 € 3 287 538 €
Net income 934 506 € 898 943 € 465 826 € 295 593 € 272 630 € 294 968 € 202 786 € 141 213 € 145 777 €
EBITDA -77 553 € 63 457 € -301 747 € -730 003 € -526 875 € -682 415 € -913 298 € -1 127 739 € -913 699 €
Net margin 13.1% 12.7% 7.6% 6.7% 6.4% 6.3% 4.9% 3.9% 4.4%

Revenue and income statement

In 2025, CABINET D'EXPERTISES TECHNIQUES achieves revenue of 7.1 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +10.1%. Vs 2024: +0%. After deducting consumption (0 €), gross margin stands at 7.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -78 k€, representing -1.1% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 935 k€, i.e. 13.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

7 118 654 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

7 118 654 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-77 553 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 176 222 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

934 506 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

12.763%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

26.592%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-4.127%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.6

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

46.5%

Solvency indicators evolution
CABINET D'EXPERTISES TECHNIQUES

Sector positioning

Debt ratio
12.76 2025
2023
2024
2025
Q1: 0.0
Med: 10.39
Q3: 26.28
Average -12 pts over 3 years

In 2025, the debt ratio of CABINET D'EXPERTISES TECH... (12.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
26.59% 2025
2023
2024
2025
Q1: 31.52%
Med: 48.1%
Q3: 69.09%
Watch

In 2025, the financial autonomy of CABINET D'EXPERTISES TECH... (26.6%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-0.6 years 2025
2023
2024
2025
Q1: -0.13 years
Med: 0.0 years
Q3: 0.35 years
Excellent

In 2025, the repayment capacity of CABINET D'EXPERTISES TECH... (-0.60) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 90.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

90.45

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-10.278

Liquidity indicators evolution
CABINET D'EXPERTISES TECHNIQUES

Sector positioning

Liquidity ratio
90.45 2025
2023
2024
2025
Q1: 134.69
Med: 154.06
Q3: 312.65
Watch

In 2025, the liquidity ratio of CABINET D'EXPERTISES TECH... (90.45) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-10.28x 2025
2023
2024
2025
Q1: -0.17x
Med: 0.0x
Q3: 1.62x
Watch -8 pts over 3 years

In 2025, the interest coverage of CABINET D'EXPERTISES TECH... (-10.3x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 51 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. The company must finance 11 days of gap between collections and payments. Inventory turnover is 26 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-68 days): operations structurally generate cash. Notable WCR improvement over the period (-418%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-1 345 354 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

51 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

40 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

26 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-68 j

WCR and payment terms evolution
CABINET D'EXPERTISES TECHNIQUES

Positioning of CABINET D'EXPERTISES TECHNIQUES in its sector

Comparison with sector Évaluation des risques et dommages

Valuation estimate

Based on 209 transactions of similar company sales (all years), the value of CABINET D'EXPERTISES TECHNIQUES is estimated at 4 439 161 € (range 1 465 371€ - 10 908 368€). The price/revenue ratio is 0.87x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
209 transactions
1465k€ 4439k€ 10908k€
4 439 161 € Range: 1 465 371€ - 10 908 368€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
7 118 654 € × 0.87x
Estimation 6 167 542 €
1 904 794€ - 12 668 224€
Net Income Multiple 20%
934 506 € × 2.0x
Estimation 1 846 590 €
806 237€ - 8 268 586€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 209 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Évaluation des risques et dommages)

Compare CABINET D'EXPERTISES TECHNIQUES with other companies in the same sector:

Voir toutes les statistiques du secteur Évaluation des risques et dommages

Frequently asked questions about CABINET D'EXPERTISES TECHNIQUES

What is the revenue of CABINET D'EXPERTISES TECHNIQUES ?

The revenue of CABINET D'EXPERTISES TECHNIQUES in 2025 is 7.1 M€.

Is CABINET D'EXPERTISES TECHNIQUES profitable?

Yes, CABINET D'EXPERTISES TECHNIQUES generated a net profit of 935 k€ in 2025.

Where is the headquarters of CABINET D'EXPERTISES TECHNIQUES ?

The headquarters of CABINET D'EXPERTISES TECHNIQUES is located in SAINT-ETIENNE (42000), in the department Loire.

Where to find the tax return of CABINET D'EXPERTISES TECHNIQUES ?

The tax return of CABINET D'EXPERTISES TECHNIQUES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CABINET D'EXPERTISES TECHNIQUES operate?

CABINET D'EXPERTISES TECHNIQUES operates in the sector Évaluation des risques et dommages (NAF code 66.21Z). See the 'Sector positioning' section above to compare the company with its competitors.