CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN : revenue, balance sheet and financial ratios

CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN is a French company founded 28 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in ANTONY (92160), this company of category PME shows in 2023 a revenue of 516 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN (SIREN 412192734)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 515 792 € 421 615 € 970 703 € 885 441 € 782 023 € 798 950 € 721 102 € 914 333 €
Net income -32 362 € -102 812 € 141 801 € 37 687 € 37 885 € 53 522 € 25 677 € 104 382 €
EBITDA -34 070 € -94 602 € 190 865 € 69 612 € 44 871 € 69 038 € 28 434 € 144 531 €
Net margin -6.3% -24.4% 14.6% 4.3% 4.8% 6.7% 3.6% 11.4%

Revenue and income statement

In 2023, CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN achieves revenue of 516 k€. Revenue is declining over the period 2016-2023 (CAGR: -7.9%). Vs 2022, growth of +22% (422 k€ -> 516 k€). After deducting consumption (0 €), gross margin stands at 516 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -34 k€, representing -6.6% of revenue. Positive scissor effect: EBITDA margin improves by +15.8 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -32 k€ (-6.3% of revenue), which will impact equity.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

515 792 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

515 792 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-34 070 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-36 929 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-32 362 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-6.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

21.737%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

64.856%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-5.502%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-4.195

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

12.4%

Solvency indicators evolution
CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN

Sector positioning

Debt ratio
21.74 2023
2021
2022
2023
Q1: 0.0
Med: 8.57
Q3: 49.39
Average +7 pts over 3 years

In 2023, the debt ratio of CABINET D'EXPERTISE D'ANT... (21.74) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
64.86% 2023
2021
2022
2023
Q1: 14.03%
Med: 47.19%
Q3: 74.22%
Good

In 2023, the financial autonomy of CABINET D'EXPERTISE D'ANT... (64.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-4.2 years 2023
2021
2022
2023
Q1: 0.0 years
Med: 0.13 years
Q3: 2.02 years
Excellent -32 pts over 3 years

In 2023, the repayment capacity of CABINET D'EXPERTISE D'ANT... (-4.20) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 373.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

373.64

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-2.827

Liquidity indicators evolution
CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN

Sector positioning

Liquidity ratio
373.64 2023
2021
2022
2023
Q1: 123.62
Med: 243.64
Q3: 585.08
Good -9 pts over 3 years

In 2023, the liquidity ratio of CABINET D'EXPERTISE D'ANT... (373.64) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-2.83x 2023
2021
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 1.99x
Average -33 pts over 3 years

In 2023, the interest coverage of CABINET D'EXPERTISE D'ANT... (-2.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 155 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 61 days. The gap of 94 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 123 days of revenue, i.e. 176 k€ to permanently finance. Over 2016-2023, WCR increased by +69%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

175 699 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

155 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

61 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

123 j

WCR and payment terms evolution
CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN

Positioning of CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN is estimated at 506 728 € (range 141 309€ - 942 427€). The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
193 transactions
141k€ 506k€ 942k€
506 728 € Range: 141 309€ - 942 427€
NAF 5 all-time

Valuation method used

Revenue Multiple
515 792 € × 0.98x = 506 729 €
Range: 141 310€ - 942 427€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN

What is the revenue of CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN ?

The revenue of CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN in 2023 is 516 k€.

Is CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN profitable?

CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN recorded a net loss in 2023.

Where is the headquarters of CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN ?

The headquarters of CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN is located in ANTONY (92160), in the department Hauts-de-Seine.

Where to find the tax return of CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN ?

The tax return of CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN operate?

CABINET D'EXPERTISE D'ANTONY BEVAN FRANCIN operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.