CABINET DE JONGCOURT PATRIMOINE : revenue, balance sheet and financial ratios

CABINET DE JONGCOURT PATRIMOINE is a French company founded 16 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BUSSY-SAINT-GEORGES (77600), this company of category PME shows in 2021 a revenue of 982 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CABINET DE JONGCOURT PATRIMOINE (SIREN 514854496)
Indicator 2024 2022 2021 2020 2019 2018 2017
Revenue N/C N/C 982 053 € 872 104 € 733 684 € 667 588 € 545 456 €
Net income 267 589 € 26 887 € 34 698 € 19 332 € 28 866 € 51 785 € 21 464 €
EBITDA N/C N/C 47 273 € 37 187 € 48 679 € 73 345 € 33 139 €
Net margin N/C N/C 3.5% 2.2% 3.9% 7.8% 3.9%

Revenue and income statement

In 2024, CABINET DE JONGCOURT PATRIMOINE generates positive net income of 268 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2024: 21 k€ -> 268 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

267 589 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 80%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

79.641%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

47.521%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

23.2%

Solvency indicators evolution
CABINET DE JONGCOURT PATRIMOINE

Sector positioning

Debt ratio
79.64 2024
2021
2022
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average

In 2024, the debt ratio of CABINET DE JONGCOURT PATR... (79.64) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
47.52% 2024
2021
2022
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average +6 pts over 3 years

In 2024, the financial autonomy of CABINET DE JONGCOURT PATR... (47.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
10.57 years 2021
2021
Q1: 0.0 years
Med: 0.16 years
Q3: 2.51 years
Watch

In 2021, the repayment capacity of CABINET DE JONGCOURT PATR... (10.57) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 638.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

638.301

Liquidity indicators evolution
CABINET DE JONGCOURT PATRIMOINE

Sector positioning

Liquidity ratio
638.3 2024
2021
2022
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Excellent

In 2024, the liquidity ratio of CABINET DE JONGCOURT PATR... (638.30) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
1.64x 2021
2021
Q1: 0.0x
Med: 0.0x
Q3: 1.54x
Excellent

In 2021, the interest coverage of CABINET DE JONGCOURT PATR... (1.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CABINET DE JONGCOURT PATRIMOINE

Positioning of CABINET DE JONGCOURT PATRIMOINE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of CABINET DE JONGCOURT PATRIMOINE is estimated at 538 568 € (range 254 753€ - 2 459 047€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
254k€ 538k€ 2459k€
538 568 € Range: 254 753€ - 2 459 047€
NAF 5 all-time

Valuation method used

Net Income Multiple
267 589 € × 2.0x = 538 568 €
Range: 254 753€ - 2 459 047€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare CABINET DE JONGCOURT PATRIMOINE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about CABINET DE JONGCOURT PATRIMOINE

What is the revenue of CABINET DE JONGCOURT PATRIMOINE ?

The revenue of CABINET DE JONGCOURT PATRIMOINE in 2021 is 982 k€.

Is CABINET DE JONGCOURT PATRIMOINE profitable?

Yes, CABINET DE JONGCOURT PATRIMOINE generated a net profit of 268 k€ in 2024.

Where is the headquarters of CABINET DE JONGCOURT PATRIMOINE ?

The headquarters of CABINET DE JONGCOURT PATRIMOINE is located in BUSSY-SAINT-GEORGES (77600), in the department Seine-et-Marne.

Where to find the tax return of CABINET DE JONGCOURT PATRIMOINE ?

The tax return of CABINET DE JONGCOURT PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CABINET DE JONGCOURT PATRIMOINE operate?

CABINET DE JONGCOURT PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.