Employees: 02 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2007-05-01 (19 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: AIX-EN-PROVENCE (13090), Bouches-du-Rhone
CABINET CRUCHON ASSURANCES : revenue, balance sheet and financial ratios
CABINET CRUCHON ASSURANCES is a French company
founded 19 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in AIX-EN-PROVENCE (13090),
this company of category PME
shows in 2019 a revenue of 948 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - CABINET CRUCHON ASSURANCES (SIREN 497808824)
Indicator
2024
2023
2022
2021
2019
2018
Revenue
N/C
N/C
N/C
N/C
948 125 €
1 018 627 €
Net income
37 436 €
39 532 €
37 109 €
76 652 €
96 642 €
114 571 €
EBITDA
N/C
N/C
N/C
N/C
113 963 €
131 039 €
Net margin
N/C
N/C
N/C
N/C
10.2%
11.2%
Revenue and income statement
In 2024, CABINET CRUCHON ASSURANCES generates positive net income of 37 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2024: 115 k€ -> 37 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
37 436 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.0%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2018
2019
2021
2022
2023
2024
Debt ratio
3.708
2.361
7.282
8.169
4.185
0.0
Financial autonomy
64.854
70.643
78.81
81.953
87.846
95.007
Repayment capacity
0.228
0.183
None
None
None
None
Cash flow / Revenue
9.978%
8.741%
None%
None%
None%
None%
Sector positioning
Debt ratio
0.02024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Excellent-16 pts over 3 years
In 2024, the debt ratio of CABINET CRUCHON ASSURANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
95.01%2024
2022
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Excellent
In 2024, the financial autonomy of CABINET CRUCHON ASSURANCES (95.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution CABINET CRUCHON ASSURANCES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2018
2019
2021
2022
2023
2024
Operating WCR
2 078 €
23 352 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
Supplier payment term (days)
8
10
0
0
0
0
Positioning of CABINET CRUCHON ASSURANCES in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of CABINET CRUCHON ASSURANCES is estimated at
75 346 €
(range 35 640€ - 344 023€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
35k€75k€344k€
75 346 €Range: 35 640€ - 344 023€
NAF 5 all-time
Valuation method used
Net Income Multiple
37 436 €
×
2.0x
=75 346 €
Range: 35 640€ - 344 023€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare CABINET CRUCHON ASSURANCES with other companies in the same sector:
Frequently asked questions about CABINET CRUCHON ASSURANCES
What is the revenue of CABINET CRUCHON ASSURANCES ?
The revenue of CABINET CRUCHON ASSURANCES in 2019 is 948 k€.
Is CABINET CRUCHON ASSURANCES profitable?
Yes, CABINET CRUCHON ASSURANCES generated a net profit of 37 k€ in 2024.
Where is the headquarters of CABINET CRUCHON ASSURANCES ?
The headquarters of CABINET CRUCHON ASSURANCES is located in AIX-EN-PROVENCE (13090), in the department Bouches-du-Rhone.
Where to find the tax return of CABINET CRUCHON ASSURANCES ?
The tax return of CABINET CRUCHON ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does CABINET CRUCHON ASSURANCES operate?
CABINET CRUCHON ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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