CABINET BEGHIN ET GROUX : revenue, balance sheet and financial ratios

CABINET BEGHIN ET GROUX is a French company founded 50 years ago, specialized in the sector Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle. Based in LENS (62300), this company of category PME shows in 2018 a revenue of 775 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CABINET BEGHIN ET GROUX (SIREN 305007122)
Indicator 2019 2018 2017 2016
Revenue N/C 774 873 € 824 259 € 800 178 €
Net income 25 189 € 35 911 € 23 211 € 16 639 €
EBITDA N/C 31 921 € 28 925 € 6 287 €
Net margin N/C 4.6% 2.8% 2.1%

Revenue and income statement

In 2019, CABINET BEGHIN ET GROUX generates positive net income of 25 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2019: 17 k€ -> 25 k€.

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

25 189 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

33.512%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

20.4%

Solvency indicators evolution
CABINET BEGHIN ET GROUX

Sector positioning

Debt ratio
0.0 2019
2017
2018
2019
Q1: 0.0
Med: 3.74
Q3: 45.58
Excellent

In 2019, the debt ratio of CABINET BEGHIN ET GROUX (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
33.51% 2019
2017
2018
2019
Q1: 14.08%
Med: 31.86%
Q3: 58.62%
Good +27 pts over 3 years

In 2019, the financial autonomy of CABINET BEGHIN ET GROUX (33.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2018
2017
2018
Q1: 0.0 years
Med: 0.0 years
Q3: 1.17 years
Excellent

In 2018, the repayment capacity of CABINET BEGHIN ET GROUX (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 99.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

99.913

Liquidity indicators evolution
CABINET BEGHIN ET GROUX

Sector positioning

Liquidity ratio
99.91 2019
2017
2018
2019
Q1: 107.75
Med: 162.15
Q3: 292.59
Watch

In 2019, the liquidity ratio of CABINET BEGHIN ET GROUX (99.91) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
0.0x 2018
2017
2018
Q1: 0.0x
Med: 0.0x
Q3: 1.36x
Average

In 2018, the interest coverage of CABINET BEGHIN ET GROUX (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 160 days. Excellent situation: suppliers finance 152 days of the operating cycle (retail model).

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

8 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

160 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
CABINET BEGHIN ET GROUX

Positioning of CABINET BEGHIN ET GROUX in its sector

Comparison with sector Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle

Valuation estimate

Based on 158 transactions of similar company sales (all years), the value of CABINET BEGHIN ET GROUX is estimated at 82 472 € (range 22 086€ - 200 066€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
158 transactions
22k€ 82k€ 200k€
82 472 € Range: 22 086€ - 200 066€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation method used

Net Income Multiple
25 189 € × 3.3x = 82 472 €
Range: 22 087€ - 200 067€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 158 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle)

Compare CABINET BEGHIN ET GROUX with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle

Frequently asked questions about CABINET BEGHIN ET GROUX

What is the revenue of CABINET BEGHIN ET GROUX ?

The revenue of CABINET BEGHIN ET GROUX in 2018 is 775 k€.

Is CABINET BEGHIN ET GROUX profitable?

Yes, CABINET BEGHIN ET GROUX generated a net profit of 25 k€ in 2019.

Where is the headquarters of CABINET BEGHIN ET GROUX ?

The headquarters of CABINET BEGHIN ET GROUX is located in LENS (62300), in the department Pas-de-Calais.

Where to find the tax return of CABINET BEGHIN ET GROUX ?

The tax return of CABINET BEGHIN ET GROUX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CABINET BEGHIN ET GROUX operate?

CABINET BEGHIN ET GROUX operates in the sector Activités des agences de recouvrement de factures et des sociétés d'information financière sur la clientèle (NAF code 82.91Z). See the 'Sector positioning' section above to compare the company with its competitors.