SIREN : 824674774
C4M FINANCE is a French company founded 9 years ago, specialized in the sector Activités des sociétés holding. Based in ANCONE (26200), this company of category PME shows in 2024 a revenue of 882 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|
| Revenue | 881 810 € | 952 112 € | 736 689 € | 691 213 € | 620 586 € | 517 675 € |
| Net income | 384 357 € | 487 149 € | 222 754 € | 460 142 € | 431 354 € | 6 206 € |
| EBITDA | 57 699 € | 208 743 € | 42 546 € | 45 882 € | 21 980 € | 40 939 € |
| Net margin | 43.6% | 51.2% | 30.2% | 66.6% | 69.5% | 1.2% |
In 2024, C4M FINANCE achieves revenue of 882 k€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.9%. Slight decline of -7% vs 2022. After deducting consumption (0 €), gross margin stands at 882 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 58 k€, representing 6.5% of revenue. Warning negative scissor effect: despite revenue change (-7%), EBITDA varies by -72%, reducing margin by 15.4 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 384 k€, i.e. 43.6% of revenue. This profit can be retained or distributed to shareholders.
881 810 €
881 810 €
57 699 €
82 711 €
384 357 €
6.5%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 40.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.966%
80.996%
40.751%
0.072
67.9%
In 2024, the debt ratio of C4M FINANCE (0.97) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of C4M FINANCE (81.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of C4M FINANCE (0.07) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 69.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.1x. Financial charges are adequately covered by operations.
69.257
3.057
In 2024, the liquidity ratio of C4M FINANCE (69.26) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of C4M FINANCE (3.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 78 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 162 days. Excellent situation: suppliers finance 84 days of the operating cycle (retail model). WCR is negative (-76 days): operations structurally generate cash. Notable WCR improvement over the period (-153%), freeing up cash.
-186 326 €
78 j
162 j
0 j
-76 j
Based on 54 transactions of similar company sales
in 2024,
the value of C4M FINANCE is estimated at
407 496 €
(range 192 093€ - 999 694€).
With an EBITDA of 57 699€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare C4M FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of C4M FINANCE in 2024 is 882 k€.
Yes, C4M FINANCE generated a net profit of 384 k€ in 2024.
The headquarters of C4M FINANCE is located in ANCONE (26200), in the department Drome.
The tax return of C4M FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
C4M FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.