SIREN : 833477029
C & G FINANCE is a French company founded 8 years ago, specialized in the sector Activités des sièges sociaux. Based in MURET (31600), this company of category PME shows in 2025 a revenue of 215 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 214 806 € | 210 012 € | 210 012 € | 210 012 € | 210 012 € | 210 012 € | 210 012 € | 119 174 € |
| Net income | 553 793 € | 695 496 € | 691 700 € | 393 480 € | 382 987 € | 16 727 € | 14 895 € | 4 288 € |
| EBITDA | 15 908 € | 10 735 € | 10 879 € | 14 543 € | 11 123 € | 26 015 € | 22 462 € | 7 003 € |
| Net margin | 257.8% | 331.2% | 329.4% | 187.4% | 182.4% | 8.0% | 7.1% | 3.6% |
In 2025, C & G FINANCE achieves revenue of 215 k€. Over the period 2018-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +8.8%. Vs 2024: +2%. After deducting consumption (0 €), gross margin stands at 215 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 7.4% of revenue. Positive scissor effect: EBITDA margin improves by +2.3 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 554 k€, i.e. 257.8% of revenue. This profit can be retained or distributed to shareholders.
214 806 €
214 806 €
15 908 €
15 898 €
553 793 €
7.4%
The debt ratio (= Financial debt / Equity x 100) stands at 25%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 20%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 257.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
25.242%
20.003%
257.81%
0.932
In 2025, the debt ratio of C & G FINANCE (25.24) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of C & G FINANCE (20.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of C & G FINANCE (0.93) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 68.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 43.9x. Operating income very largely covers interest expenses: high safety margin.
68.308
43.928
In 2025, the liquidity ratio of C & G FINANCE (68.31) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of C & G FINANCE (43.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 106 days. Excellent situation: suppliers finance 106 days of the operating cycle (retail model). WCR is negative (-31 days): operations structurally generate cash. Over 2018-2025, WCR increased by +98%, requiring additional financing.
-18 523 €
0 j
106 j
0 j
-31 j
Based on 54 transactions of similar company sales
in 2025,
the value of C & G FINANCE is estimated at
355 368 €
(range 113 889€ - 696 527€).
With an EBITDA of 15 908€, the sector multiple of 1.1x is applied.
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare C & G FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of C & G FINANCE in 2025 is 215 k€.
Yes, C & G FINANCE generated a net profit of 554 k€ in 2025.
The headquarters of C & G FINANCE is located in MURET (31600), in the department Haute-Garonne.
The tax return of C & G FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
C & G FINANCE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.