SIREN : 484982624
C D B FINANCES is a French company founded 20 years ago, specialized in the sector Activités des sièges sociaux. Based in SAINTE-FOY-SAINT-SULPICE (42110), this company of category PME shows in 2024 a revenue of 472 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 472 279 € | 472 145 € | 472 779 € | 696 338 € | 334 600 € | 334 600 € | 373 004 € | 363 283 € | 396 260 € |
| Net income | -1 165 033 € | -215 210 € | -2 223 284 € | 814 805 € | 650 048 € | 416 553 € | 441 787 € | 3 038 905 € | 568 799 € |
| EBITDA | 66 954 € | 81 474 € | 72 452 € | 366 650 € | 32 204 € | 20 847 € | 42 737 € | 101 083 € | 192 594 € |
| Net margin | -246.7% | -45.6% | -470.3% | 117.0% | 194.3% | 124.5% | 118.4% | 836.5% | 143.5% |
In 2024, C D B FINANCES achieves revenue of 472 k€. Revenue is growing positively over 9 years (CAGR: +2.2%). Vs 2023: +0%. After deducting consumption (0 €), gross margin stands at 472 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 67 k€, representing 14.2% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -18%, reducing margin by 3.1 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Net income is negative at -1.2 M€ (-246.7% of revenue), which will impact equity.
472 279 €
472 279 €
66 954 €
62 185 €
-1 165 033 €
14.2%
The debt ratio (= Financial debt / Equity x 100) stands at 51%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 197.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
51.331%
65.034%
197.708%
5.629
55.9%
In 2024, the debt ratio of C D B FINANCES (51.33) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of C D B FINANCES (65.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of C D B FINANCES (5.63) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 285.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4763.8x. Operating income very largely covers interest expenses: high safety margin.
285.833
4763.821
In 2024, the liquidity ratio of C D B FINANCES (285.83) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of C D B FINANCES (4763.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 64 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 66 days. Favorable situation: supplier credit is longer than customer credit by 2 days. Overall, WCR represents 138 days of revenue, i.e. 182 k€ to permanently finance. Over 2016-2024, WCR increased by +169%, requiring additional financing.
181 535 €
64 j
66 j
0 j
138 j
Based on 103 transactions of similar company sales in 2024, the value of C D B FINANCES is estimated at 277 419 € (range 68 119€ - 483 371€). With an EBITDA of 66 954€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare C D B FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of C D B FINANCES in 2024 is 472 k€.
C D B FINANCES recorded a net loss in 2024.
The headquarters of C D B FINANCES is located in SAINTE-FOY-SAINT-SULPICE (42110), in the department Loire.
The tax return of C D B FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
C D B FINANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.