Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

BY PALM : revenue, balance sheet and financial ratios

BY PALM is a French company founded 9 years ago, specialized in the sector Activités des sociétés holding. Based in MARSEILLE (13007), this company of category PME shows in 2020 a net income positive of 30 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BY PALM (SIREN 821936515)
Indicator 2020 2019
Revenue N/C N/C
Net income 29 752 € -48 996 €
EBITDA -16 010 € N/C
Net margin N/C N/C

Revenue and income statement

Im Jahr 2020 erzielt BY PALM ein positives Nettoergebnis von 30 k€.

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-16 010 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-39 156 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

29 752 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

Die Verschuldungsquote (= Finanzschulden / Eigenkapital x 100) beträgt 8%. Dieses niedrige Niveau spiegelt eine solide Finanzstruktur wider. Die finanzielle Autonomie (= Eigenkapital / Bilanzsumme x 100) erreicht 92%. Diese hohe Autonomie bedeutet, dass das Unternehmen den Großteil seiner Vermögenswerte durch Eigenkapital finanziert.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

7.969%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

92.494%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-11.221

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

4.7%

Solvency indicators evolution
BY PALM

Sector positioning

Verschuldungsgrad
7.97 2020
2019
2020
Q1: 0.16
Med: 16.58
Q3: 89.95
Gut

Im Jahr 2020 liegt unter dem Median der Branche das verschuldungsgrad von BY PALM (7.97). Dieses Verhältnis misst das Gewicht der Schulden im Verhältnis zum Eigenkapital. Diese kontrollierte Position spiegelt umsichtiges Management wider.

Finanzielle Autonomie
92.49% 2020
2019
2020
Q1: 21.18%
Med: 59.62%
Q3: 88.69%
Ausgezeichnet

Im Jahr 2020 liegt in den oberen 25% der Branche das finanzielle autonomie von BY PALM (92.5%). Dieses Verhältnis stellt den Anteil des Eigenkapitals an der Gesamtfinanzierung dar. Hohe Autonomie spiegelt finanzielle Unabhängigkeit und Fähigkeit wider, Schocks zu absorbieren.

Rückzahlungsfähigkeit
-11.22 ans 2020
2020
Q1: -0.04 ans
Med: 0.09 ans
Q3: 4.02 ans
Ausgezeichnet

Im Jahr 2020 liegt in den unteren 25% der Branche, was positiv ist das rückzahlungsfähigkeit von BY PALM (-11.2 an). Dieses Verhältnis gibt die Anzahl der Jahre an, die zur Rückzahlung der Schulden mit dem Cashflow benötigt werden. Eine kurze Kapazität spiegelt kontrollierte Schulden und gute Cashflow-Generierung wider.

Liquidity ratios

Die Liquiditätsquote beträgt 2915.07. Das Unternehmen verfügt über 2€ liquide Mittel für jeden 1€ kurzfristiger Schulden.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2915.074

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
BY PALM

Sector positioning

Liquiditätsquote
2915.07 2020
2019
2020
Q1: 106.93
Med: 440.58
Q3: 2307.95
Ausgezeichnet +50 pts over 2 years

Im Jahr 2020 liegt in den oberen 25% der Branche das liquiditätsquote von BY PALM (2915.07). Dieses Verhältnis misst die Fähigkeit, kurzfristige Schulden mit Umlaufvermögen zu decken. Ein Verhältnis über 1 gewährleistet komfortable Deckung kurzfristiger Fälligkeiten.

Zinsdeckung
0.0x 2020
2020
Q1: -58.17x
Med: 0.0x
Q3: 0.0x
Gut

Im Jahr 2020 liegt über dem Median der Branche das zinsdeckung von BY PALM (0.0x). Dieses Verhältnis gibt an, wie oft das Betriebsergebnis die Zinsaufwendungen deckt. Diese komfortable Position bietet eine nennenswerte Sicherheitsmarge.

Working capital requirement (WCR) and payment terms

Der Betriebskapitalbedarf (WCR) misst die zeitliche Lücke. Durchschnittliche Kundenzahlungsfrist: 0 Tage. Lieferantenfrist: 44 Tage. Ausgezeichnete Situation: Lieferanten finanzieren 44 Tage des Betriebszyklus.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

44 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BY PALM

Positioning of BY PALM in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 71 transactions of similar company sales in 2020, the value of BY PALM is estimated at 234 953 € (range 53 147€ - 465 994€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
71 tx
53k€ 234k€ 465k€
234 953 € Range: 53 147€ - 465 994€
NAF 5 année 2020

Valuation method used

Net Income Multiple
29 752 € × 7.9x = 234 953 €
Range: 53 148€ - 465 995€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare BY PALM with other companies in the same sector:

Frequently asked questions about BY PALM

What is the revenue of BY PALM ?

The revenue of BY PALM is not publicly disclosed (confidential accounts filed with INPI).

Is BY PALM profitable?

Yes, BY PALM generated a net profit of 30 k€ in 2020.

Where is the headquarters of BY PALM ?

The headquarters of BY PALM is located in MARSEILLE (13007), in the department Bouches-du-Rhone.

Where to find the tax return of BY PALM ?

The tax return of BY PALM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BY PALM operate?

BY PALM operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.