SIREN : 790184063
BVG PROVIDENCE is a French company founded 13 years ago, specialized in the sector Autres commerces de détail spécialisés divers. Based in LES ABYMES (97139), this company of category ETI shows in 2024 a revenue of 5.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 5 172 398 € | 5 210 412 € | 5 655 417 € | 5 443 298 € | 4 584 519 € |
| Net income | 156 623 € | 110 854 € | 146 619 € | 246 365 € | 141 253 € |
| EBITDA | 381 950 € | 356 104 € | 378 806 € | 576 460 € | 418 666 € |
| Net margin | 3.0% | 2.1% | 2.6% | 4.5% | 3.1% |
In 2024, BVG PROVIDENCE achieves revenue of 5.2 M€. Revenue is growing positively over 5 years (CAGR: +3.1%). Slight decline of -1% vs 2023. After deducting consumption (3.4 M€), gross margin stands at 1.8 M€, i.e. a rate of 34%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 382 k€, representing 7.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 157 k€, i.e. 3.0% of revenue. This profit can be retained or distributed to shareholders.
5 172 398 €
1 767 272 €
381 950 €
193 259 €
156 623 €
7.4%
The debt ratio (= Financial debt / Equity x 100) stands at 83%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 4.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
82.721%
27.828%
4.199%
3.312
36.6%
In 2024, the debt ratio of BVG PROVIDENCE (82.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BVG PROVIDENCE (27.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BVG PROVIDENCE (3.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 192.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.6x. Operating income very largely covers interest expenses: high safety margin.
192.473
6.588
In 2024, the liquidity ratio of BVG PROVIDENCE (192.47) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of BVG PROVIDENCE (6.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 103 days. Excellent situation: suppliers finance 94 days of the operating cycle (retail model). Inventory turnover is 52 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 193 days of revenue, i.e. 2.8 M€ to permanently finance. Over 2020-2024, WCR increased by +93%, requiring additional financing.
2 775 147 €
9 j
103 j
52 j
193 j
Based on 117 transactions of similar company sales in 2024, the value of BVG PROVIDENCE is estimated at 1 656 416 € (range 1 025 369€ - 2 888 499€). With an EBITDA of 381 950€, the sector multiple of 4.0x is applied. The price/revenue ratio is 0.53x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BVG PROVIDENCE with other companies in the same sector:
Voir toutes les statistiques du secteur Autres commerces de détail spécialisés divers
The revenue of BVG PROVIDENCE in 2024 is 5.2 M€.
Yes, BVG PROVIDENCE generated a net profit of 157 k€ in 2024.
The headquarters of BVG PROVIDENCE is located in LES ABYMES (97139), in the department Guadeloupe.
The tax return of BVG PROVIDENCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BVG PROVIDENCE operates in the sector Autres commerces de détail spécialisés divers (NAF code 47.78C). See the 'Sector positioning' section above to compare the company with its competitors.