B.V.F BELLES VUES FINANCES : revenue, balance sheet and financial ratios

B.V.F BELLES VUES FINANCES is a French company founded 14 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in PONTOISE (95300), this company of category PME shows in 2023 a revenue of 659 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - B.V.F BELLES VUES FINANCES (SIREN 538647868)
Indicator 2024 2023 2022 2021 2020
Revenue N/C 658 616 € 330 247 € 116 415 € 322 398 €
Net income 31 793 € 68 538 € 105 511 € -21 327 € 30 €
EBITDA N/C 91 809 € 89 184 € -87 129 € 16 085 €
Net margin N/C 10.4% 31.9% -18.3% 0.0%

Revenue and income statement

In 2024, B.V.F BELLES VUES FINANCES generates positive net income of 32 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2024: 30 € -> 32 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

31 793 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 120%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

119.663%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.867%

Solvency indicators evolution
B.V.F BELLES VUES FINANCES

Sector positioning

Debt ratio
119.66 2024
2022
2023
2024
Q1: 0.0
Med: 3.99
Q3: 41.75
Average +21 pts over 3 years

In 2024, the debt ratio of B.V.F BELLES VUES FINANCES (119.66) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
23.87% 2024
2022
2023
2024
Q1: 4.19%
Med: 38.81%
Q3: 76.4%
Average -23 pts over 3 years

In 2024, the financial autonomy of B.V.F BELLES VUES FINANCES (23.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.19 years 2023
2022
2023
Q1: 0.0 years
Med: 0.0 years
Q3: 1.06 years
Average +20 pts over 2 years

In 2023, the repayment capacity of B.V.F BELLES VUES FINANCES (1.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 156.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

156.431

Liquidity indicators evolution
B.V.F BELLES VUES FINANCES

Sector positioning

Liquidity ratio
156.43 2024
2022
2023
2024
Q1: 138.7
Med: 312.74
Q3: 965.51
Average

In 2024, the liquidity ratio of B.V.F BELLES VUES FINANCES (156.43) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
3.99x 2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 0.24x
Excellent

In 2023, the interest coverage of B.V.F BELLES VUES FINANCES (4.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
B.V.F BELLES VUES FINANCES

Positioning of B.V.F BELLES VUES FINANCES in its sector

Comparison with sector Conseil pour les affaires et autres conseils de gestion

Valuation estimate

Based on 69 transactions of similar company sales in 2024, the value of B.V.F BELLES VUES FINANCES is estimated at 220 182 € (range 83 136€ - 551 179€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
69 tx
83k€ 220k€ 551k€
220 182 € Range: 83 136€ - 551 179€
NAF 5 année 2024

Valuation method used

Net Income Multiple
31 793 € × 6.9x = 220 183 €
Range: 83 136€ - 551 180€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil pour les affaires et autres conseils de gestion)

Compare B.V.F BELLES VUES FINANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion

Frequently asked questions about B.V.F BELLES VUES FINANCES

What is the revenue of B.V.F BELLES VUES FINANCES ?

The revenue of B.V.F BELLES VUES FINANCES in 2023 is 659 k€.

Is B.V.F BELLES VUES FINANCES profitable?

Yes, B.V.F BELLES VUES FINANCES generated a net profit of 32 k€ in 2024.

Where is the headquarters of B.V.F BELLES VUES FINANCES ?

The headquarters of B.V.F BELLES VUES FINANCES is located in PONTOISE (95300), in the department Val-d'Oise.

Where to find the tax return of B.V.F BELLES VUES FINANCES ?

The tax return of B.V.F BELLES VUES FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does B.V.F BELLES VUES FINANCES operate?

B.V.F BELLES VUES FINANCES operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.