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BV IMMO-PATRIMOINE : revenue, balance sheet and financial ratios

BV IMMO-PATRIMOINE is a French company founded 12 years ago, specialized in the sector Agences immobilières. Based in CHASSELAY (69380), this company of category PME shows in 2022 a revenue of 23 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BV IMMO-PATRIMOINE (SIREN 799571690)
Indicator 2025 2022
Revenue N/C 23 167 €
Net income 1 470 € 170 €
EBITDA -1 030 € 171 €
Net margin N/C 0.7%

Revenue and income statement

In 2025, BV IMMO-PATRIMOINE generates positive net income of 1 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2025: 170 € -> 1 k€.

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 030 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 030 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 470 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

12.379%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

88.984%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.183

Solvency indicators evolution
BV IMMO-PATRIMOINE

Sector positioning

Debt ratio
12.38 2025
2022
2025
Q1: 0.01
Med: 9.42
Q3: 52.76
Average -23 pts over 2 years

In 2025, the debt ratio of BV IMMO-PATRIMOINE (12.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
88.98% 2025
2022
2025
Q1: 6.31%
Med: 33.52%
Q3: 61.17%
Excellent +44 pts over 2 years

In 2025, the financial autonomy of BV IMMO-PATRIMOINE (89.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.18 years 2025
2022
2025
Q1: 0.0 years
Med: 0.0 years
Q3: 1.17 years
Average -21 pts over 2 years

In 2025, the repayment capacity of BV IMMO-PATRIMOINE (0.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BV IMMO-PATRIMOINE

Positioning of BV IMMO-PATRIMOINE in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 55 transactions of similar company sales in 2025, the value of BV IMMO-PATRIMOINE is estimated at 2 824 € (range 2 022€ - 5 116€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
55 tx
2k€ 2k€ 5k€
2 824 € Range: 2 022€ - 5 116€
NAF 5 année 2025

Valuation method used

Net Income Multiple
1 470 € × 1.9x = 2 824 €
Range: 2 023€ - 5 117€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 55 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare BV IMMO-PATRIMOINE with other companies in the same sector:

Frequently asked questions about BV IMMO-PATRIMOINE

What is the revenue of BV IMMO-PATRIMOINE ?

The revenue of BV IMMO-PATRIMOINE in 2022 is 23 k€.

Is BV IMMO-PATRIMOINE profitable?

Yes, BV IMMO-PATRIMOINE generated a net profit of 1 k€ in 2025.

Where is the headquarters of BV IMMO-PATRIMOINE ?

The headquarters of BV IMMO-PATRIMOINE is located in CHASSELAY (69380), in the department Rhone.

Where to find the tax return of BV IMMO-PATRIMOINE ?

The tax return of BV IMMO-PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BV IMMO-PATRIMOINE operate?

BV IMMO-PATRIMOINE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.