BUZZ FINANCE : revenue, balance sheet and financial ratios

BUZZ FINANCE is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-ANDRE (97440), this company of category PME shows in 2018 a revenue of 210 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BUZZ FINANCE (SIREN 538135302)
Indicator 2019 2018 2017 2016
Revenue N/C 209 802 € 8 088 € 149 669 €
Net income -163 429 € 155 276 € 86 262 € 9 092 €
EBITDA -162 612 € 95 026 € -203 395 € -90 130 €
Net margin N/C 74.0% 1066.5% 6.1%

Revenue and income statement

In 2019, BUZZ FINANCE records a net loss of 163 k€. This deficit will reduce equity on the balance sheet.

Gross margin (2019) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

-53 €

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-162 612 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-160 162 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-163 429 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 162%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

161.898%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

28.718%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-3.121

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

55.0%

Solvency indicators evolution
BUZZ FINANCE

Sector positioning

Debt ratio
161.9 2019
2017
2018
2019
Q1: 0.17
Med: 17.07
Q3: 90.65
Average +21 pts over 3 years

In 2019, the debt ratio of BUZZ FINANCE (161.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
28.72% 2019
2017
2018
2019
Q1: 21.04%
Med: 59.32%
Q3: 88.44%
Average -16 pts over 3 years

In 2019, the financial autonomy of BUZZ FINANCE (28.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-3.12 years 2019
2017
2018
2019
Q1: -0.0 years
Med: 0.17 years
Q3: 4.06 years
Excellent -26 pts over 3 years

In 2019, the repayment capacity of BUZZ FINANCE (-3.12) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 336.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

336.524

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-7.308

Liquidity indicators evolution
BUZZ FINANCE

Sector positioning

Liquidity ratio
336.52 2019
2017
2018
2019
Q1: 104.16
Med: 436.01
Q3: 2275.38
Average

In 2019, the liquidity ratio of BUZZ FINANCE (336.52) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-7.31x 2019
2017
2018
2019
Q1: -58.78x
Med: 0.0x
Q3: 0.0x
Average +6 pts over 3 years

In 2019, the interest coverage of BUZZ FINANCE (-7.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 434 days. Excellent situation: suppliers finance 434 days of the operating cycle (retail model).

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

434 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BUZZ FINANCE

Positioning of BUZZ FINANCE in its sector

Comparison with sector Activités des sociétés holding

Similar companies (Activités des sociétés holding)

Compare BUZZ FINANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about BUZZ FINANCE

What is the revenue of BUZZ FINANCE ?

The revenue of BUZZ FINANCE in 2018 is 210 k€.

Is BUZZ FINANCE profitable?

BUZZ FINANCE recorded a net loss in 2019.

Where is the headquarters of BUZZ FINANCE ?

The headquarters of BUZZ FINANCE is located in SAINT-ANDRE (97440), in the department La Reunion.

Where to find the tax return of BUZZ FINANCE ?

The tax return of BUZZ FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BUZZ FINANCE operate?

BUZZ FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.