SIREN : 852646074
BUSINESS INTELLIGENT PAYE is a French company founded 6 years ago, specialized in the sector Programmation informatique. Based in CHARTRES (28000), this company of category PME shows in 2024 a revenue of 13 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 13 277 € | 14 797 € | 15 770 € | 9 735 € | 2 740 € |
| Net income | 2 507 € | 3 333 € | 3 904 € | 1 704 € | -24 € |
| EBITDA | 2 950 € | 3 921 € | 4 591 € | 1 950 € | -24 € |
| Net margin | 18.9% | 22.5% | 24.8% | 17.5% | -0.9% |
In 2024, BUSINESS INTELLIGENT PAYE achieves revenue of 13 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +48.4%. Significant drop of -10% vs 2023. After deducting consumption (0 €), gross margin stands at 13 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 22.2% of revenue. Warning negative scissor effect: despite revenue change (-10%), EBITDA varies by -25%, reducing margin by 4.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 18.9% of revenue. This profit can be retained or distributed to shareholders.
13 277 €
13 277 €
2 950 €
2 950 €
2 507 €
22.2%
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 18.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
5.715%
80.943%
18.882%
0.283
In 2024, the debt ratio of BUSINESS INTELLIGENT PAYE (5.71) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BUSINESS INTELLIGENT PAYE (80.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of BUSINESS INTELLIGENT PAYE (0.28) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 690.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
690.7
0.0
In 2024, the liquidity ratio of BUSINESS INTELLIGENT PAYE (690.70) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of BUSINESS INTELLIGENT PAYE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 41 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. The gap of 39 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-6 days): operations structurally generate cash. Notable WCR improvement over the period (-154%), freeing up cash.
-207 €
41 j
2 j
0 j
-6 j
Based on 120 transactions of similar company sales (all years), the value of BUSINESS INTELLIGENT PAYE is estimated at 5 441 € (range 2 503€ - 14 649€). With an EBITDA of 2 950€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BUSINESS INTELLIGENT PAYE with other companies in the same sector:
Voir toutes les statistiques du secteur Programmation informatique
The revenue of BUSINESS INTELLIGENT PAYE in 2024 is 13 k€.
Yes, BUSINESS INTELLIGENT PAYE generated a net profit of 3 k€ in 2024.
The headquarters of BUSINESS INTELLIGENT PAYE is located in CHARTRES (28000), in the department Eure-et-Loir.
The tax return of BUSINESS INTELLIGENT PAYE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BUSINESS INTELLIGENT PAYE operates in the sector Programmation informatique (NAF code 62.01Z). See the 'Sector positioning' section above to compare the company with its competitors.