BUSINESS AUTO : revenue, balance sheet and financial ratios

BUSINESS AUTO is a French company founded 11 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in PONTCHARRA (38530), this company of category PME shows in 2023 a revenue of 13.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BUSINESS AUTO (SIREN 810002493)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018
Revenue N/C N/C 13 243 536 € 10 826 080 € 8 976 225 € 8 083 314 € 7 128 989 € 3 376 145 €
Net income 246 281 € 185 628 € 300 825 € 212 461 € 306 844 € 117 508 € 229 392 € 76 302 €
EBITDA N/C N/C -1 228 441 € 308 329 € 496 540 € 195 011 € 320 041 € 95 025 €
Net margin N/C N/C 2.3% 2.0% 3.4% 1.5% 3.2% 2.3%

Revenue and income statement

In 2025, BUSINESS AUTO generates positive net income of 246 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2025: 76 k€ -> 246 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

246 281 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 35%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

34.842%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

35.162%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

55.6%

Solvency indicators evolution
BUSINESS AUTO

Sector positioning

Debt ratio
34.84 2025
2023
2024
2025
Q1: 4.45
Med: 28.14
Q3: 98.29
Average -6 pts over 3 years

In 2025, the debt ratio of BUSINESS AUTO (34.84) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
35.16% 2025
2023
2024
2025
Q1: 21.55%
Med: 46.18%
Q3: 67.72%
Average -23 pts over 3 years

In 2025, the financial autonomy of BUSINESS AUTO (35.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-0.72 years 2023
2023
Q1: 0.0 years
Med: 0.51 years
Q3: 4.09 years
Excellent

In 2023, the repayment capacity of BUSINESS AUTO (-0.72) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 191.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

191.556

Liquidity indicators evolution
BUSINESS AUTO

Sector positioning

Liquidity ratio
191.56 2025
2023
2024
2025
Q1: 178.81
Med: 299.18
Q3: 561.24
Average -43 pts over 3 years

In 2025, the liquidity ratio of BUSINESS AUTO (191.56) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-1.02x 2023
2023
Q1: 0.0x
Med: 2.1x
Q3: 18.92x
Average

In 2023, the interest coverage of BUSINESS AUTO (-1.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BUSINESS AUTO

Positioning of BUSINESS AUTO in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 113 transactions of similar company sales in 2025, the value of BUSINESS AUTO is estimated at 1 050 471 € (range 335 112€ - 1 723 503€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
335k€ 1050k€ 1723k€
1 050 471 € Range: 335 112€ - 1 723 503€
NAF 5 année 2025

Valuation method used

Net Income Multiple
246 281 € × 4.3x = 1 050 472 €
Range: 335 113€ - 1 723 503€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare BUSINESS AUTO with other companies in the same sector:

Frequently asked questions about BUSINESS AUTO

What is the revenue of BUSINESS AUTO ?

The revenue of BUSINESS AUTO in 2023 is 13.2 M€.

Is BUSINESS AUTO profitable?

Yes, BUSINESS AUTO generated a net profit of 246 k€ in 2025.

Where is the headquarters of BUSINESS AUTO ?

The headquarters of BUSINESS AUTO is located in PONTCHARRA (38530), in the department Isere.

Where to find the tax return of BUSINESS AUTO ?

The tax return of BUSINESS AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BUSINESS AUTO operate?

BUSINESS AUTO operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.