BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN : revenue, balance sheet and financial ratios

BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN is a French company founded 44 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LYON (69006), this company of category PME shows in 2018 a revenue of 837 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN (SIREN 323246694)
Indicator 2024 2023 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C 836 778 € 919 025 € 728 627 €
Net income 328 € 42 860 € -131 947 € 16 813 € 27 706 € 93 952 € 80 075 € 70 327 €
EBITDA N/C N/C N/C N/C N/C 114 846 € 111 408 € 111 049 €
Net margin N/C N/C N/C N/C N/C 11.2% 8.7% 9.7%

Revenue and income statement

In 2024, BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN generates positive net income of 328 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 70 k€ -> 328 €.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

328 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 102%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

102.432%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

43.258%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

83.9%

Solvency indicators evolution
BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN

Sector positioning

Debt ratio
102.43 2024
2021
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Average

In 2024, the debt ratio of BUREAU D'EXPERTISES CONSE... (102.43) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
43.26% 2024
2021
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Average +11 pts over 3 years

In 2024, the financial autonomy of BUREAU D'EXPERTISES CONSE... (43.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 145.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

145.074

Liquidity indicators evolution
BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN

Sector positioning

Liquidity ratio
145.07 2024
2021
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Average

In 2024, the liquidity ratio of BUREAU D'EXPERTISES CONSE... (145.07) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN

Positioning of BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN is estimated at 660 € (range 312€ - 3 014€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
0k€ 0k€ 3k€
660 € Range: 312€ - 3 014€
NAF 5 all-time

Valuation method used

Net Income Multiple
328 € × 2.0x = 660 €
Range: 312€ - 3 014€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN

What is the revenue of BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN ?

The revenue of BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN in 2018 is 837 k€.

Is BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN profitable?

Yes, BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN generated a net profit of 328€ in 2024.

Where is the headquarters of BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN ?

The headquarters of BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN is located in LYON (69006), in the department Rhone.

Where to find the tax return of BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN ?

The tax return of BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN operate?

BUREAU D'EXPERTISES CONSEIL DERMANOUKIAN operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.