SIREN : 794303321
BSL INVESTISSEMENTS is a French company founded 12 years ago, specialized in the sector Commerce de gros d'équipements automobiles. Based in MONTAUBAN (82000), this company of category PME shows in 2024 a revenue of 3.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2024 | 2023 | 2022 | 2021 | 2020 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3 063 568 € | 4 433 026 € | 4 730 956 € | 4 211 102 € | 987 122 € | 2 824 667 € | 118 362 € | 103 778 € |
| Net income | 49 125 € | 79 646 € | -21 789 € | 246 333 € | -22 471 € | 31 664 € | 106 609 € | 126 437 € |
| EBITDA | 123 084 € | 47 773 € | 102 136 € | 91 175 € | -6 968 € | -16 868 € | -2 996 € | -3 104 € |
| Net margin | 1.6% | 1.8% | -0.5% | 5.8% | -2.3% | 1.1% | 90.1% | 121.8% |
In 2024, BSL INVESTISSEMENTS achieves revenue of 3.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +52.7%. Significant drop of -31% vs 2024. After deducting consumption (2.5 M€), gross margin stands at 605 k€, i.e. a rate of 20%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 123 k€, representing 4.0% of revenue. Positive scissor effect: EBITDA margin improves by +2.9 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 49 k€, i.e. 1.6% of revenue. This profit can be retained or distributed to shareholders.
3 063 568 €
605 315 €
123 084 €
102 246 €
49 125 €
4.0%
The debt ratio (= Financial debt / Equity x 100) stands at 159%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 31.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
158.999%
24.878%
1.25%
31.885
In 2024, the debt ratio of BSL INVESTISSEMENTS (159.00) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of BSL INVESTISSEMENTS (24.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BSL INVESTISSEMENTS (31.89) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 103.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 40.9x. Operating income very largely covers interest expenses: high safety margin.
103.982
40.89
In 2024, the liquidity ratio of BSL INVESTISSEMENTS (103.98) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of BSL INVESTISSEMENTS (40.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 80 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 99 days. Favorable situation: supplier credit is longer than customer credit by 19 days. Overall, WCR represents 99 days of revenue, i.e. 843 k€ to permanently finance. Over 2016-2024, WCR increased by +352%, requiring additional financing.
843 094 €
80 j
99 j
0 j
99 j
Indicative estimate only : the number of comparable transactions in this sector is limited (29 transactions). This range of 267 392€ to 970 424€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 29 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BSL INVESTISSEMENTS with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de gros d'équipements automobiles
The revenue of BSL INVESTISSEMENTS in 2024 is 3.1 M€.
Yes, BSL INVESTISSEMENTS generated a net profit of 49 k€ in 2024.
The headquarters of BSL INVESTISSEMENTS is located in MONTAUBAN (82000), in the department Tarn-et-Garonne.
The tax return of BSL INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BSL INVESTISSEMENTS operates in the sector Commerce de gros d'équipements automobiles (NAF code 45.31Z). See the 'Sector positioning' section above to compare the company with its competitors.