Employees: 01 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2013-10-08 (12 years)Status: ActiveBusiness sector: Agences immobilièresLocation: BOISSY-SAINT-LEGER (94470), Val-de-Marne
BSL IMMOBILIER : revenue, balance sheet and financial ratios
BSL IMMOBILIER is a French company
founded 12 years ago,
specialized in the sector Agences immobilières.
Based in BOISSY-SAINT-LEGER (94470),
this company of category PME
shows in 2019 a revenue of 218 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - BSL IMMOBILIER (SIREN 797797099)
Indicator
2019
2018
2017
2016
Revenue
218 158 €
248 962 €
271 246 €
259 358 €
Net income
-10 137 €
26 241 €
39 680 €
3 236 €
EBITDA
-1 056 €
42 987 €
63 053 €
21 996 €
Net margin
-4.6%
10.5%
14.6%
1.2%
Revenue and income statement
In 2019, BSL IMMOBILIER achieves revenue of 218 k€. Revenue is declining over the period 2016-2019 (CAGR: -5.6%). Significant drop of -12% vs 2018. After deducting consumption (0 €), gross margin stands at 218 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -1 k€, representing -0.5% of revenue. Warning negative scissor effect: despite revenue change (-12%), EBITDA varies by -102%, reducing margin by 17.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -10 k€ (-4.6% of revenue), which will impact equity.
Revenue (2019)
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Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
218 158 €
Gross margin (2019)
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Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
218 158 €
EBITDA (2019)
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Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-1 056 €
EBIT (2019)
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EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-8 558 €
Net income (2019)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-10 137 €
EBITDA margin (2019)
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EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
-0.5%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 82%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory.
Debt ratio (2019)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
82.146%
Financial autonomy (2019)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
27.484%
Cash flow / Revenue (2019)
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Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
-5.332%
Repayment capacity (2019)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
-3.184
Asset age ratio (2019)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
Debt ratio
125.02
62.369
98.289
82.146
Financial autonomy
13.336
21.367
28.956
27.484
Repayment capacity
3.574
0.772
1.95
-3.184
Cash flow / Revenue
4.492%
15.182%
11.184%
-5.332%
Sector positioning
Debt ratio
82.152019
2017
2018
2019
Q1: 0.0
Med: 9.82
Q3: 63.59
Average
In 2019, the debt ratio of BSL IMMOBILIER (82.15) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
27.48%2019
2017
2018
2019
Q1: 6.81%
Med: 32.03%
Q3: 62.23%
Average
In 2019, the financial autonomy of BSL IMMOBILIER (27.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
-3.18 years2019
2017
2018
2019
Q1: 0.0 years
Med: 0.01 years
Q3: 1.3 years
Excellent-40 pts over 3 years
In 2019, the repayment capacity of BSL IMMOBILIER (-3.18) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 129.79. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2019)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
129.792
Interest coverage (2019)
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Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
-88.068
Liquidity indicators evolution BSL IMMOBILIER
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
Liquidity ratio
111.728
119.144
161.351
129.792
Interest coverage
8.806
3.023
3.531
-88.068
Sector positioning
Liquidity ratio
129.792019
2017
2018
2019
Q1: 107.65
Med: 177.53
Q3: 386.94
Average
In 2019, the liquidity ratio of BSL IMMOBILIER (129.79) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
-88.07x2019
2017
2018
2019
Q1: 0.0x
Med: 0.0x
Q3: 1.32x
Average-50 pts over 3 years
In 2019, the interest coverage of BSL IMMOBILIER (-88.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 61 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 14 days. The gap of 47 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-43 days): operations structurally generate cash. Over 2016-2019, WCR increased by +57%, requiring additional financing.
Operating WCR (2019)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
-25 823 €
Customer credit (2019)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
61 j
Supplier credit (2019)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
14 j
Inventory turnover (2019)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2019)
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WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
-43 j
WCR and payment terms evolution BSL IMMOBILIER
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
Operating WCR
-60 570 €
-43 220 €
-10 098 €
-25 823 €
Inventory turnover (days)
0
0
0
0
Customer payment term (days)
127
113
74
61
Supplier payment term (days)
16
31
15
14
Positioning of BSL IMMOBILIER in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 113 transactions of similar company sales
in 2019,
the value of BSL IMMOBILIER is estimated at
65 813 €
(range 40 203€ - 137 203€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2019
113 transactions
40k€65k€137k€
65 813 €Range: 40 203€ - 137 203€
NAF 5 année 2019
Valuation method used
Revenue Multiple
218 158 €
×
0.30x
=65 813 €
Range: 40 203€ - 137 203€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare BSL IMMOBILIER with other companies in the same sector:
The headquarters of BSL IMMOBILIER is located in BOISSY-SAINT-LEGER (94470), in the department Val-de-Marne.
Where to find the tax return of BSL IMMOBILIER ?
The tax return of BSL IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does BSL IMMOBILIER operate?
BSL IMMOBILIER operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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