SIREN : 803899889
BSF FIRMINY is a French company founded 11 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in BEYNOST (01700), this company of category PME shows in 2022 a revenue of 922 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2019 | 2017 |
|---|---|---|---|---|
| Revenue | 922 033 € | 849 488 € | N/C | N/C |
| Net income | 15 912 € | 36 994 € | -26 298 € | 31 318 € |
| EBITDA | 48 480 € | 26 728 € | N/C | N/C |
| Net margin | 1.7% | 4.4% | N/C | N/C |
In 2022, BSF FIRMINY achieves revenue of 922 k€. Over the period 2021-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +8.5%. Vs 2021: +9%. After deducting consumption (563 k€), gross margin stands at 359 k€, i.e. a rate of 39%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 48 k€, representing 5.3% of revenue. Positive scissor effect: EBITDA margin improves by +2.1 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 16 k€, i.e. 1.7% of revenue. This profit can be retained or distributed to shareholders.
922 033 €
359 097 €
48 480 €
9 367 €
15 912 €
5.1%
The debt ratio (= Financial debt / Equity x 100) stands at 481%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 8.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
481.38%
15.659%
4.568%
8.526
25.9%
In 2022, the debt ratio of BSF FIRMINY (481.38) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2022, the financial autonomy of BSF FIRMINY (15.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of BSF FIRMINY (8.53) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 692.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.9x. Operating income very largely covers interest expenses: high safety margin.
692.065
8.857
In 2022, the liquidity ratio of BSF FIRMINY (692.07) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2022, the interest coverage of BSF FIRMINY (8.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 7 days. Favorable situation: supplier credit is longer than customer credit by 7 days. WCR is negative (-4 days): operations structurally generate cash.
-10 308 €
0 j
7 j
0 j
-4 j
Based on 75 transactions of similar company sales
in 2022,
the value of BSF FIRMINY is estimated at
213 250 €
(range 89 626€ - 409 015€).
With an EBITDA of 48 480€, the sector multiple of 2.5x is applied.
The price/revenue ratio is 0.52x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 75 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BSF FIRMINY with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé
The revenue of BSF FIRMINY in 2022 is 922 k€.
Yes, BSF FIRMINY generated a net profit of 16 k€ in 2022.
The headquarters of BSF FIRMINY is located in BEYNOST (01700), in the department Ain.
The tax return of BSF FIRMINY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BSF FIRMINY operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.