BRIGITTE SAUVAGER IMMOBILIER : revenue, balance sheet and financial ratios
BRIGITTE SAUVAGER IMMOBILIER is a French company
founded 37 years ago,
specialized in the sector Agences immobilières.
Based in NANTES (44000),
this company of category PME
shows in 2024 a revenue of 667 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - BRIGITTE SAUVAGER IMMOBILIER (SIREN 348012709)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Revenue
667 313 €
761 687 €
882 078 €
893 819 €
779 177 €
848 894 €
729 607 €
707 410 €
651 808 €
553 187 €
Net income
227 536 €
321 158 €
352 726 €
349 256 €
257 767 €
227 002 €
148 809 €
147 616 €
120 127 €
80 630 €
EBITDA
346 564 €
411 592 €
476 491 €
480 360 €
353 735 €
314 501 €
216 486 €
218 602 €
174 452 €
111 841 €
Net margin
34.1%
42.2%
40.0%
39.1%
33.1%
26.7%
20.4%
20.9%
18.4%
14.6%
Revenue and income statement
In 2024, BRIGITTE SAUVAGER IMMOBILIER achieves revenue of 667 k€. Revenue is growing positively over 10 years (CAGR: +2.1%). Significant drop of -12% vs 2023. After deducting consumption (0 €), gross margin stands at 667 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 347 k€, representing 51.9% of revenue. Warning negative scissor effect: despite revenue change (-12%), EBITDA varies by -16%, reducing margin by 2.1 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 228 k€, i.e. 34.1% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
667 313 €
Gross margin (2024)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
667 313 €
EBITDA (2024)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
346 564 €
EBIT (2024)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
346 883 €
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
227 536 €
EBITDA margin (2024)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
51.9%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 34.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.492%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
83.361%
Cash flow / Revenue (2024)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
34.041%
Repayment capacity (2024)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.017
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
0.0
12.134
6.71
0.337
7.393
16.288
0.809
0.596
0.565
0.492
Financial autonomy
53.825
54.134
62.742
79.345
75.172
58.717
76.213
89.007
89.078
83.361
Repayment capacity
0.0
0.356
0.21
0.012
0.236
0.239
0.014
0.012
0.014
0.017
Cash flow / Revenue
14.038%
19.69%
21.89%
21.662%
27.312%
33.495%
38.269%
39.459%
42.336%
34.041%
Sector positioning
Debt ratio
0.492024
2022
2023
2024
Q1: 0.0
Med: 9.94
Q3: 66.37
Good
In 2024, the debt ratio of BRIGITTE SAUVAGER IMMOBILIER (0.49) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
83.36%2024
2022
2023
2024
Q1: 2.93%
Med: 25.97%
Q3: 60.01%
Excellent
In 2024, the financial autonomy of BRIGITTE SAUVAGER IMMOBILIER (83.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.02 years2024
2022
2023
2024
Q1: -0.06 years
Med: 0.0 years
Q3: 1.48 years
Average
In 2024, the repayment capacity of BRIGITTE SAUVAGER IMMOBILIER (0.02) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 608.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
608.021
Interest coverage (2024)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
202.097
238.861
286.116
466.302
505.537
306.834
471.261
936.595
944.25
608.021
Interest coverage
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Sector positioning
Liquidity ratio
608.022024
2022
2023
2024
Q1: 103.89
Med: 180.17
Q3: 476.41
Excellent
In 2024, the liquidity ratio of BRIGITTE SAUVAGER IMMOBILIER (608.02) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
0.0x2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.31x
Average
In 2024, the interest coverage of BRIGITTE SAUVAGER IMMOBILIER (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 10 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. Favorable situation: supplier credit is longer than customer credit by 28 days. WCR is negative (-51 days): operations structurally generate cash. Over 2015-2024, WCR increased by +38%, requiring additional financing.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
-93 704 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
10 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
38 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2024)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
-51 j
WCR and payment terms evolution BRIGITTE SAUVAGER IMMOBILIER
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
-151 070 €
-174 339 €
-147 106 €
-85 094 €
-138 922 €
-66 105 €
-85 601 €
-22 131 €
-9 087 €
-93 704 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
0
Customer payment term (days)
31
10
8
9
5
18
19
9
13
10
Supplier payment term (days)
104
140
120
43
53
78
42
36
46
38
Positioning of BRIGITTE SAUVAGER IMMOBILIER in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 64 transactions of similar company sales
in 2024,
the value of BRIGITTE SAUVAGER IMMOBILIER is estimated at
833 495 €
(range 332 034€ - 1 216 916€).
With an EBITDA of 346 564€, the sector multiple of 3.1x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
64 tx
332k€833k€1216k€
833 495 €Range: 332 034€ - 1 216 916€
NAF 5 année 2024
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
346 564 €×3.1x
Estimation1 079 352 €
388 873€ - 1 123 855€
Revenue Multiple30%
667 313 €×0.33x
Estimation218 984 €
124 376€ - 498 431€
Net Income Multiple20%
227 536 €×5.0x
Estimation1 140 622 €
501 425€ - 2 527 300€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare BRIGITTE SAUVAGER IMMOBILIER with other companies in the same sector:
Frequently asked questions about BRIGITTE SAUVAGER IMMOBILIER
What is the revenue of BRIGITTE SAUVAGER IMMOBILIER ?
The revenue of BRIGITTE SAUVAGER IMMOBILIER in 2024 is 667 k€.
Is BRIGITTE SAUVAGER IMMOBILIER profitable?
Yes, BRIGITTE SAUVAGER IMMOBILIER generated a net profit of 228 k€ in 2024.
Where is the headquarters of BRIGITTE SAUVAGER IMMOBILIER ?
The headquarters of BRIGITTE SAUVAGER IMMOBILIER is located in NANTES (44000), in the department Loire-Atlantique.
Where to find the tax return of BRIGITTE SAUVAGER IMMOBILIER ?
The tax return of BRIGITTE SAUVAGER IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does BRIGITTE SAUVAGER IMMOBILIER operate?
BRIGITTE SAUVAGER IMMOBILIER operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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