Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2009-02-23 (17 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: BREST (29200), Finistere
BRIEC CGRT PATRIMOINE : revenue, balance sheet and financial ratios
BRIEC CGRT PATRIMOINE is a French company
founded 17 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in BREST (29200),
this company of category PME
shows in 2014 a revenue of 91 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - BRIEC CGRT PATRIMOINE (SIREN 510909211)
Indicator
2019
2014
2013
Revenue
N/C
91 231 €
103 649 €
Net income
3 671 €
-17 147 €
8 300 €
EBITDA
N/C
-12 248 €
12 928 €
Net margin
N/C
-18.8%
8.0%
Revenue and income statement
In 2019, BRIEC CGRT PATRIMOINE generates positive net income of 4 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2013-2019: 8 k€ -> 4 k€.
Net income (2019)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
3 671 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 85%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2019)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.235%
Financial autonomy (2019)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2013
2014
2019
Debt ratio
0.0
0.0
0.235
Financial autonomy
88.765
82.365
84.891
Repayment capacity
0.0
0.0
None
Cash flow / Revenue
8.585%
-17.982%
None%
Sector positioning
Debt ratio
0.232019
2013
2014
2019
Q1: 0.02
Med: 10.33
Q3: 63.27
Good
In 2019, the debt ratio of BRIEC CGRT PATRIMOINE (0.23) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
84.89%2019
2013
2014
2019
Q1: 15.63%
Med: 46.49%
Q3: 74.02%
Excellent
In 2019, the financial autonomy of BRIEC CGRT PATRIMOINE (84.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.0 years2014
2013
2014
Q1: 0.0 years
Med: 0.0 years
Q3: 0.65 years
Excellent
In 2014, the repayment capacity of BRIEC CGRT PATRIMOINE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2019)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2019)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2019)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2019)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution BRIEC CGRT PATRIMOINE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2013
2014
2019
Operating WCR
16 986 €
17 025 €
0 €
Inventory turnover (days)
0
0
0
Customer payment term (days)
45
57
0
Supplier payment term (days)
5
11
0
Positioning of BRIEC CGRT PATRIMOINE in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions).
This range of 2 994€ to 18 199€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2019
Indicative
2k€4k€18k€
4 518 €Range: 2 994€ - 18 199€
NAF 5 année 2019
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare BRIEC CGRT PATRIMOINE with other companies in the same sector:
Frequently asked questions about BRIEC CGRT PATRIMOINE
What is the revenue of BRIEC CGRT PATRIMOINE ?
The revenue of BRIEC CGRT PATRIMOINE in 2014 is 91 k€.
Is BRIEC CGRT PATRIMOINE profitable?
Yes, BRIEC CGRT PATRIMOINE generated a net profit of 4 k€ in 2019.
Where is the headquarters of BRIEC CGRT PATRIMOINE ?
The headquarters of BRIEC CGRT PATRIMOINE is located in BREST (29200), in the department Finistere.
Where to find the tax return of BRIEC CGRT PATRIMOINE ?
The tax return of BRIEC CGRT PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does BRIEC CGRT PATRIMOINE operate?
BRIEC CGRT PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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