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BRETAGNE UTILITAIRES : revenue, balance sheet and financial ratios

BRETAGNE UTILITAIRES is a French company founded 38 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in CARQUEFOU (44470), this company of category PME shows in 2022 a revenue of 7.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BRETAGNE UTILITAIRES (SIREN 345217764)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue N/C N/C N/C 7 527 430 € N/C N/C N/C N/C N/C
Net income 154 534 € 225 714 € 198 703 € 151 005 € 122 690 € 93 390 € 98 770 € 42 953 € 1 442 €
EBITDA N/C N/C N/C 219 881 € N/C N/C N/C N/C N/C
Net margin N/C N/C N/C 2.0% N/C N/C N/C N/C N/C

Revenue and income statement

In 2025, BRETAGNE UTILITAIRES generates positive net income of 155 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 1 k€ -> 155 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

154 534 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 56%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

55.73%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

56.925%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

40.9%

Solvency indicators evolution
BRETAGNE UTILITAIRES

Sector positioning

Debt ratio
55.73 2025
2023
2024
2025
Q1: 4.45
Med: 28.14
Q3: 98.29
Average

In 2025, the debt ratio of BRETAGNE UTILITAIRES (55.73) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
56.92% 2025
2023
2024
2025
Q1: 21.55%
Med: 46.18%
Q3: 67.72%
Good

In 2025, the financial autonomy of BRETAGNE UTILITAIRES (56.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 241.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

241.803

Liquidity indicators evolution
BRETAGNE UTILITAIRES

Sector positioning

Liquidity ratio
241.8 2025
2023
2024
2025
Q1: 178.81
Med: 299.18
Q3: 561.24
Average -12 pts over 3 years

In 2025, the liquidity ratio of BRETAGNE UTILITAIRES (241.80) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
BRETAGNE UTILITAIRES

Positioning of BRETAGNE UTILITAIRES in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 113 transactions of similar company sales in 2025, the value of BRETAGNE UTILITAIRES is estimated at 659 139 € (range 210 273€ - 1 081 446€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
210k€ 659k€ 1081k€
659 139 € Range: 210 273€ - 1 081 446€
NAF 5 année 2025

Valuation method used

Net Income Multiple
154 534 € × 4.3x = 659 140 €
Range: 210 273€ - 1 081 447€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare BRETAGNE UTILITAIRES with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about BRETAGNE UTILITAIRES

What is the revenue of BRETAGNE UTILITAIRES ?

The revenue of BRETAGNE UTILITAIRES in 2022 is 7.5 M€.

Is BRETAGNE UTILITAIRES profitable?

Yes, BRETAGNE UTILITAIRES generated a net profit of 155 k€ in 2025.

Where is the headquarters of BRETAGNE UTILITAIRES ?

The headquarters of BRETAGNE UTILITAIRES is located in CARQUEFOU (44470), in the department Loire-Atlantique.

Where to find the tax return of BRETAGNE UTILITAIRES ?

The tax return of BRETAGNE UTILITAIRES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BRETAGNE UTILITAIRES operate?

BRETAGNE UTILITAIRES operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.