BPM CARS - FORZA 45 : revenue, balance sheet and financial ratios

BPM CARS - FORZA 45 is a French company founded 38 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in ORLEANS (45100), this company of category ETI shows in 2024 a revenue of 41.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BPM CARS - FORZA 45 (SIREN 343769402)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 41 682 380 € 35 863 691 € 24 556 116 € 25 139 520 € 23 664 984 € 29 776 297 € 31 918 693 € 32 702 632 € N/C
Net income -489 773 € -78 165 € 169 210 € 1 061 447 € -719 664 € 219 173 € 280 372 € 194 142 € 114 039 €
EBITDA -448 135 € -170 428 € -193 721 € -13 037 € 86 636 € 359 313 € 538 825 € 269 104 € -28 945 226 €
Net margin -1.2% -0.2% 0.7% 4.2% -3.0% 0.7% 0.9% 0.6% N/C

Revenue and income statement

En 2024, BPM CARS - FORZA 45 alcanza unos ingresos de 41.7 M€. Los ingresos crecen positivamente durante 9 años (TCAC: +3.5%). Vs 2023, crecimiento de +16% (35.9 M€ -> 41.7 M€). Tras deducir el consumo (37.3 M€), el margen bruto se sitúa en 4.4 M€, es decir, una tasa del 11%. El EBITDA alcanza -448 k€, representando el -1.1% de los ingresos. Un EBITDA negativo significa que las operaciones no cubren los gastos corrientes. El resultado neto es negativo en -490 k€ (-1.2% de los ingresos).

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

41 682 380 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

4 384 883 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-448 135 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

125 463 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-489 773 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 70%. El nivel de deuda es alto: el margen de negociación con los bancos se reduce. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 18%. Baja autonomía: la empresa depende fuertemente de financiación externa.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

70.248%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

18.27%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-2.43%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-2.343

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

23.6%

Solvency indicators evolution
BPM CARS - FORZA 45

Sector positioning

Ratio de endeudamiento
70.25 2024
2022
2023
2024
Q1: 4.08
Med: 38.33
Q3: 127.96
Average -16 pts over 3 years

En 2024, el ratio de endeudamiento de BPM CARS - FORZA 45 (70.25) se sitúa por encima de la mediana del sector. Este ratio mide el peso de la deuda en relación con el patrimonio. Un esfuerzo de reducción podría mejorar la solidez financiera.

Autonomía financiera
18.27% 2024
2022
2023
2024
Q1: 10.78%
Med: 27.25%
Q3: 53.06%
Average +8 pts over 3 years

En 2024, el autonomía financiera de BPM CARS - FORZA 45 (18.3%) se sitúa por debajo de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Una mejora fortalecería la posición competitiva.

Capacidad de reembolso
-2.34 ans 2024
2022
2023
2024
Q1: -0.37 ans
Med: 0.21 ans
Q3: 3.53 ans
Excelente

En 2024, el capacidad de reembolso de BPM CARS - FORZA 45 (-2.3 an) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Una capacidad corta refleja deuda controlada y buena generación de efectivo.

Liquidity ratios

El ratio de liquidez se sitúa en 135.75. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

135.752

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-126.129

Liquidity indicators evolution
BPM CARS - FORZA 45

Sector positioning

Ratio de liquidez
135.75 2024
2022
2023
2024
Q1: 132.93
Med: 200.61
Q3: 386.05
Average

En 2024, el ratio de liquidez de BPM CARS - FORZA 45 (135.75) se sitúa por debajo de la mediana del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Una mejora fortalecería la posición competitiva.

Cobertura de intereses
-126.13x 2024
2022
2023
2024
Q1: 0.0x
Med: 2.15x
Q3: 25.1x
Average

En 2024, el cobertura de intereses de BPM CARS - FORZA 45 (-126.1x) se sitúa por debajo de la mediana del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Una mejora fortalecería la posición competitiva.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 34 días. Plazo proveedores: 77 días. Excelente situación: los proveedores financian 43 días del ciclo operativo. La rotación de existencias es de 93 días. Este alto nivel inmoviliza tesorería y potencialmente crea riesgo de obsolescencia. El FM representa 105 días de ingresos.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

12 192 930 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

34 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

77 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

93 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

105 j

WCR and payment terms evolution
BPM CARS - FORZA 45

Positioning of BPM CARS - FORZA 45 in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 148 transactions of similar company sales in 2024, the value of BPM CARS - FORZA 45 is estimated at 6 685 964 € (range 3 053 578€ - 11 797 423€). The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
148 transactions
3053k€ 6685k€ 11797k€
6 685 964 € Range: 3 053 578€ - 11 797 423€
NAF 5 année 2024

Valuation method used

Revenue Multiple
41 682 380 € × 0.16x = 6 685 965 €
Range: 3 053 578€ - 11 797 424€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare BPM CARS - FORZA 45 with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about BPM CARS - FORZA 45

What is the revenue of BPM CARS - FORZA 45 ?

The revenue of BPM CARS - FORZA 45 in 2024 is 41.7 M€.

Is BPM CARS - FORZA 45 profitable?

BPM CARS - FORZA 45 recorded a net loss in 2024.

Where is the headquarters of BPM CARS - FORZA 45 ?

The headquarters of BPM CARS - FORZA 45 is located in ORLEANS (45100), in the department Loiret.

Where to find the tax return of BPM CARS - FORZA 45 ?

The tax return of BPM CARS - FORZA 45 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BPM CARS - FORZA 45 operate?

BPM CARS - FORZA 45 operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.