SIREN : 832525489
BPF is a French company founded 8 years ago, specialized in the sector Services administratifs combinés de bureau. Based in SAINT-FLOUR (15100), this company of category PME shows in 2024 a revenue of 158 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 158 000 € | 135 750 € | 96 483 € | 51 576 € | 24 500 € | 48 500 € | 48 500 € |
| Net income | 57 444 € | 51 427 € | 33 254 € | 9 978 € | 1 119 € | 5 610 € | 15 103 € |
| EBITDA | 72 574 € | 64 270 € | 39 595 € | 11 910 € | 241 € | 6 153 € | 17 830 € |
| Net margin | 36.4% | 37.9% | 34.5% | 19.3% | 4.6% | 11.6% | 31.1% |
In 2024, BPF achieves revenue of 158 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +21.8%. Vs 2023, growth of +16% (136 k€ -> 158 k€). After deducting consumption (0 €), gross margin stands at 158 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 73 k€, representing 45.9% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 57 k€, i.e. 36.4% of revenue. This profit can be retained or distributed to shareholders.
158 000 €
158 000 €
72 574 €
72 388 €
57 444 €
45.9%
The debt ratio (= Financial debt / Equity x 100) stands at 28%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 36.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
28.159%
20.691%
36.474%
0.854
In 2024, the debt ratio of BPF (28.16) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BPF (20.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BPF (0.85) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 318.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.8x. Financial charges are adequately covered by operations.
318.069
3.802
In 2024, the liquidity ratio of BPF (318.07) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of BPF (3.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 46 days. Excellent situation: suppliers finance 46 days of the operating cycle (retail model). WCR is negative (-39 days): operations structurally generate cash. Over 2018-2024, WCR increased by +89%, requiring additional financing.
-17 048 €
0 j
46 j
0 j
-39 j
Based on 173 transactions of similar company sales (all years), the value of BPF is estimated at 183 415 € (range 55 994€ - 392 076€). With an EBITDA of 72 574€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BPF with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of BPF in 2024 is 158 k€.
Yes, BPF generated a net profit of 57 k€ in 2024.
The headquarters of BPF is located in SAINT-FLOUR (15100), in the department Cantal.
The tax return of BPF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BPF operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.