BPCE SOLUTIONS IMMOBILIERES : revenue, balance sheet and financial ratios

BPCE SOLUTIONS IMMOBILIERES is a French company founded 29 years ago, specialized in the sector Agences immobilières. Based in PARIS 13 (75013), this company of category GE shows in 2024 a revenue of 19.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BPCE SOLUTIONS IMMOBILIERES (SIREN 405244492)
Indicator 2024 2023 2022 2021 2020 2019 2017 2016
Revenue 19 152 484 € 19 167 211 € 29 103 462 € 25 304 078 € 19 429 300 € N/C 21 068 618 € 18 061 408 €
Net income -5 033 489 € 1 489 464 € 1 308 222 € -560 669 € -2 924 973 € 10 264 296 € 645 557 € 633 332 €
EBITDA -9 949 781 € -8 033 116 € -2 243 537 € -2 604 172 € -5 852 016 € -16 805 781 € -2 692 438 € -3 657 479 €
Net margin -26.3% 7.8% 4.5% -2.2% -15.1% N/C 3.1% 3.5%

Revenue and income statement

En 2024, BPCE SOLUTIONS IMMOBILIERES alcanza unos ingresos de 19.2 M€. Los ingresos crecen positivamente durante 8 años (TCAC: +0.7%). Ligera caída de -0% vs 2023. Tras deducir el consumo (0 €), el margen bruto se sitúa en 19.2 M€, es decir, una tasa del 100%. El EBITDA alcanza -9.9 M€, representando el -52.0% de los ingresos. Advertencia efecto tijera negativo: a pesar del cambio en ingresos (-0%), el EBITDA varía en -24%, reduciendo el margen en 10.0 puntos. Un EBITDA negativo significa que las operaciones no cubren los gastos corrientes. El resultado neto es negativo en -5.0 M€ (-26.3% de los ingresos).

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

19 152 484 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

19 152 484 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-9 949 781 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-8 045 184 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-5 033 489 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-52.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en -3326%. Este nivel muy bajo refleja una estructura financiera sólida. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el -1%. Baja autonomía: la empresa depende fuertemente de financiación externa.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-3326.051%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-0.729%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-36.624%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.896

Solvency indicators evolution
BPCE SOLUTIONS IMMOBILIERES

Sector positioning

Ratio de endeudamiento
-3326.05 2024
2022
2023
2024
Q1: 0.0
Med: 10.0
Q3: 66.37
Excelente -45 pts over 3 years

En 2024, el ratio de endeudamiento de BPCE SOLUTIONS IMMOBILIERES (-3326.05) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio mide el peso de la deuda en relación con el patrimonio. Un ratio bajo indica una estructura financiera sólida con poca dependencia de los acreedores.

Autonomía financiera
-0.73% 2024
2022
2023
2024
Q1: 2.98%
Med: 26.19%
Q3: 60.09%
Average -5 pts over 3 years

En 2024, el autonomía financiera de BPCE SOLUTIONS IMMOBILIERES (-0.7%) se sitúa por debajo de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Una mejora fortalecería la posición competitiva.

Capacidad de reembolso
-0.9 ans 2024
2022
2023
2024
Q1: -0.05 ans
Med: 0.0 ans
Q3: 1.48 ans
Excelente

En 2024, el capacidad de reembolso de BPCE SOLUTIONS IMMOBILIERES (-0.9 an) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Una capacidad corta refleja deuda controlada y buena generación de efectivo.

Liquidity ratios

El ratio de liquidez se sitúa en 87.92. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

87.92

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-1.471

Liquidity indicators evolution
BPCE SOLUTIONS IMMOBILIERES

Sector positioning

Ratio de liquidez
87.92 2024
2022
2023
2024
Q1: 104.02
Med: 180.58
Q3: 478.24
Vigilar

En 2024, el ratio de liquidez de BPCE SOLUTIONS IMMOBILIERES (87.92) se sitúa en el 25% más bajo del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Un ratio inferior a 1 puede señalar tensiones potenciales de flujo de caja.

Cobertura de intereses
-1.47x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.3x
Average

En 2024, el cobertura de intereses de BPCE SOLUTIONS IMMOBILIERES (-1.5x) se sitúa por debajo de la mediana del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Una mejora fortalecería la posición competitiva.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 188 días. Plazo proveedores: 212 días. Situación favorable. El FM representa 152 días de ingresos. En 2016-2024, el FM aumentó en +61%.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

8 078 326 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

188 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

212 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

152 j

WCR and payment terms evolution
BPCE SOLUTIONS IMMOBILIERES

Positioning of BPCE SOLUTIONS IMMOBILIERES in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 64 transactions of similar company sales in 2024, the value of BPCE SOLUTIONS IMMOBILIERES is estimated at 6 285 045 € (range 3 569 712€ - 14 305 418€). The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
64 tx
3569k€ 6285k€ 14305k€
6 285 045 € Range: 3 569 712€ - 14 305 418€
NAF 5 année 2024

Valuation method used

Revenue Multiple
19 152 484 € × 0.33x = 6 285 045 €
Range: 3 569 712€ - 14 305 418€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare BPCE SOLUTIONS IMMOBILIERES with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about BPCE SOLUTIONS IMMOBILIERES

What is the revenue of BPCE SOLUTIONS IMMOBILIERES ?

The revenue of BPCE SOLUTIONS IMMOBILIERES in 2024 is 19.2 M€.

Is BPCE SOLUTIONS IMMOBILIERES profitable?

BPCE SOLUTIONS IMMOBILIERES recorded a net loss in 2024.

Where is the headquarters of BPCE SOLUTIONS IMMOBILIERES ?

The headquarters of BPCE SOLUTIONS IMMOBILIERES is located in PARIS 13 (75013), in the department Paris.

Where to find the tax return of BPCE SOLUTIONS IMMOBILIERES ?

The tax return of BPCE SOLUTIONS IMMOBILIERES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BPCE SOLUTIONS IMMOBILIERES operate?

BPCE SOLUTIONS IMMOBILIERES operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.