BPCE INFOGERANCE ET TECHNOLOGIES : revenue, balance sheet and financial ratios

BPCE INFOGERANCE ET TECHNOLOGIES is a French company founded 10 years ago, specialized in the sector Conseil en systèmes et logiciels informatiques. Based in PARIS (75013), this company of category GE shows in 2023 a revenue of 456.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - BPCE INFOGERANCE ET TECHNOLOGIES (SIREN 812773711)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 456 814 243 € 424 895 817 € 405 758 697 € 305 316 211 € 289 290 947 € 290 649 027 € 297 210 768 € 310 333 985 €
Net income 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
EBITDA -3 163 003 € -699 069 € -8 260 992 € 1 115 573 € 1 306 016 € 1 358 118 € 298 308 € -2 137 709 €
Net margin 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%

Revenue and income statement

In 2023, BPCE INFOGERANCE ET TECHNOLOGIES achieves revenue of 456.8 M€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +5.7%. Vs 2022: +8%. After deducting consumption (0 €), gross margin stands at 456.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -3.2 M€, representing -0.7% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at 0 € (0.0% of revenue), which will impact equity.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

456 814 243 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

456 814 243 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-3 163 003 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 548 791 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-0.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.0%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-0.289%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.008

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

28.8%

Solvency indicators evolution
BPCE INFOGERANCE ET TECHNOLOGIES

Sector positioning

Financial autonomy
0.0% 2023
2021
2022
2023
Q1: 8.2%
Med: 34.41%
Q3: 61.07%
Average

In 2023, the financial autonomy of BPCE INFOGERANCE ET TECHN... (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-0.01 years 2023
2021
2022
2023
Q1: 0.0 years
Med: 0.0 years
Q3: 0.65 years
Excellent

In 2023, the repayment capacity of BPCE INFOGERANCE ET TECHN... (-0.01) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 104.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

104.298

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-0.077

Liquidity indicators evolution
BPCE INFOGERANCE ET TECHNOLOGIES

Sector positioning

Liquidity ratio
104.3 2023
2021
2022
2023
Q1: 145.87
Med: 232.2
Q3: 431.15
Average

In 2023, the liquidity ratio of BPCE INFOGERANCE ET TECHN... (104.30) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-0.08x 2023
2021
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 1.1x
Average

In 2023, the interest coverage of BPCE INFOGERANCE ET TECHN... (-0.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 45 days. Favorable situation: supplier credit is longer than customer credit by 14 days. WCR is negative (-49 days): operations structurally generate cash. Notable WCR improvement over the period (-714%), freeing up cash.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-62 729 732 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

31 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

45 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-49 j

WCR and payment terms evolution
BPCE INFOGERANCE ET TECHNOLOGIES

Positioning of BPCE INFOGERANCE ET TECHNOLOGIES in its sector

Comparison with sector Conseil en systèmes et logiciels informatiques

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (45 transactions). This range of 36 014 029€ to 73 324 918€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2023
Indicative
36014k€ 73324k€ 73324k€
73 324 918 € Range: 36 014 029€ - 73 324 918€
NAF 5 année 2023

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 45 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil en systèmes et logiciels informatiques)

Compare BPCE INFOGERANCE ET TECHNOLOGIES with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil en systèmes et logiciels informatiques

Frequently asked questions about BPCE INFOGERANCE ET TECHNOLOGIES

What is the revenue of BPCE INFOGERANCE ET TECHNOLOGIES ?

The revenue of BPCE INFOGERANCE ET TECHNOLOGIES in 2023 is 456.8 M€.

Is BPCE INFOGERANCE ET TECHNOLOGIES profitable?

Profitability information is not publicly available.

Where is the headquarters of BPCE INFOGERANCE ET TECHNOLOGIES ?

The headquarters of BPCE INFOGERANCE ET TECHNOLOGIES is located in PARIS (75013), in the department Paris.

Where to find the tax return of BPCE INFOGERANCE ET TECHNOLOGIES ?

The tax return of BPCE INFOGERANCE ET TECHNOLOGIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does BPCE INFOGERANCE ET TECHNOLOGIES operate?

BPCE INFOGERANCE ET TECHNOLOGIES operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.