SIREN : 880039243
BPCE ASSURANCES is a French company founded 6 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS 13 (75013), this company of category GE shows in 2024 a revenue of 3.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 3 485 000 € | 5 707 040 € | 5 236 432 € | N/C | N/C |
| Net income | 407 999 000 € | 295 187 344 € | 279 332 999 € | -4 469 € | -3 611 € |
| EBITDA | -17 018 000 € | -10 354 849 € | -10 575 547 € | -4 469 € | -3 611 € |
| Net margin | 11707.3% | 5172.3% | 5334.4% | N/C | N/C |
In 2024, BPCE ASSURANCES achieves revenue of 3.5 M€. Revenue is declining over the period 2022-2024 (CAGR: -18.4%). Significant drop of -39% vs 2023. After deducting consumption (0 €), gross margin stands at 3.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -17.0 M€, representing -488.3% of revenue. Warning negative scissor effect: despite revenue change (-39%), EBITDA varies by -64%, reducing margin by 306.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 408.0 M€, i.e. 11707.3% of revenue. This profit can be retained or distributed to shareholders.
3 485 000 €
3 485 000 €
-17 018 000 €
-17 098 000 €
407 999 000 €
-488.3%
The debt ratio (= Financial debt / Equity x 100) stands at 60%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 11710.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
59.526%
61.844%
11710.76%
2.821
In 2024, the debt ratio of BPCE ASSURANCES (59.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of BPCE ASSURANCES (61.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of BPCE ASSURANCES (2.82) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 514.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
514.936
-227.048
In 2024, the liquidity ratio of BPCE ASSURANCES (514.94) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of BPCE ASSURANCES (-227.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 132 days. Excellent situation: suppliers finance 132 days of the operating cycle (retail model). WCR is negative (-250 days): operations structurally generate cash.
-2 422 005 €
0 j
132 j
0 j
-250 j
Based on 54 transactions of similar company sales
in 2024,
the value of BPCE ASSURANCES is estimated at
239 496 326 €
(range 152 727 429€ - 1 220 313 522€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BPCE ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of BPCE ASSURANCES in 2024 is 3.5 M€.
Yes, BPCE ASSURANCES generated a net profit of 408.0 M€ in 2024.
The headquarters of BPCE ASSURANCES is located in PARIS 13 (75013), in the department Paris.
The tax return of BPCE ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BPCE ASSURANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.